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**4 OF THE 5 BEDROOMS, INCLUDING PRIMARY BEDROOM AND OFFICE ARE ON THE FIRST FLOOR LEAVING THE BONUS, 5TH BEDROOM AND 1 FULL BATHROOM ON THE SECOND FLOOR** OVER $130, 000 IN STRUCTURAL UPGRADES & OVER $50, 000 IN CUSTOM UPGRADES INCLUDED! ASK US FOR THE UPGRADE FLYER FOR DETAILS!**Located within an exclusive gated enclave of the highly sought-after 15-acre lagoon community of Mirada, this stunning Islamorada II offers a rare blend of privacy, sophistication, and resort-style living in fast-growing Pasco County.
From the moment you step inside, you’re welcomed by wide-plank vinyl luxury flooring, soaring ceilings, and EXPOSED WOOD BEAMS in the grand room that add warmth and architectural character. The open-concept design flows effortlessly into an extended, screened lanai, highlighted by oversized sliding glass doors that create a seamless indoor-outdoor living experience—ideal for both entertaining and everyday enjoyment.
The chef’s kitchen serves as the heart of the home, featuring crisp white cabinetry, quartz countertops, a spacious extended island, and abundant prep and storage space, all overlooking the main living areas for effortless connection.
This thoughtfully designed residence offers 5 bedrooms, 4 full bathrooms, a private office, and an expansive upstairs bonus room, providing flexibility for multigenerational living, work-from-home needs, or recreation.
Homes by West Bay is still building in Mirada, the same model is listed for $836, 833 as a quick move in, without any of the upgrades that are we are offering. Upgrades include: exposed wood beams, backsplash to ceiling at hood, wall tile to ceiling level 5, level 5 entry door, full light frosted glass pantry door, LG fridge, Custom window shutters, Closet by Design custom shelving in all closets, designer Pottery Barn light fixtures, Gemstone custom exterior holiday lighting, Culligan high-efficiency water softener with reverse osmosis to the kitchen sink and refrigerator, custom power shades for the sliding glass doors, and screened lanai.
Residents of Mirada enjoy access to the largest man-made lagoon in the country, offering a one-of-a-kind beach environment with swimming, kayaking, paddleboarding, and relaxation just steps from home. The community also features multi-modal trails, playgrounds, dog parks, a nearby Mirada Publix, and convenient access to Kirkland Ranch Academy of Innovation. HOA benefits include an exceptional entertainment package with Disney+, Hulu, AMC+, Peacock, Paramount+, Max, FOX One, ViX Premium, ESPN Unlimited, and the Tennis Channel, along with ultra-fast fiber-optic internet. Residents also enjoy unlimited access to the Mirada Lagoon, exclusive food and beverage discounts, 25 complimentary guest passes annually, and up to six additional guest tickets per day at just $5 each once passes are used.
This exceptional home delivers luxury, comfort, and functionality in a vibrant master-planned community—an opportunity not to be missed.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$814,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $651,920 | $651,920 | $651,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.214% | 6.145% | 5.846% |
| Monthly Tax Payment | $478 | $478 | $478 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,753 | $3,909 | $5,370 |
| Total Monthly Payment | $4,323 | $4,479 | $5,940 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.