Presenting this stylishly renovated 4 bedroom, 2. 5 bath split, located in the Baldwin Harbor area, blending quiet luxury with everyday comfort. This modern home features the gourmet kitchen of your dreams – 3 ovens, sizeable center island, quartz counters, plus a professional second kitchen on the first floor, perfect for catering, baking and entertaining for special occasions (new owner to re-apply for 1st floor kitchen permit). The main kitchen is open, light and bright, with stainless steel appliances, plentiful cabinet storage and sliders opening to your adjacent Trex deck. An elegant living room, with custom window treatments, and a spacious formal dining room are ideal spaces for year round gatherings. Enjoy luxury vinyl floors throughout the upper level and tile floors on the lower level. The primary bedroom en suite boasts a newly updated bathroom and walk-in-closets. Downstairs features a den with egress window, a 4th bedroom (or home office), a modern half bath, separate laundry/boiler room, and a professional sized kitchen with commercial grade refrigerator, freezer, additional stove and sink. The backyard is your private retreat after a long day, complete with sleek patio, deck, privacy trees, outdoor kitchen and inground sprinklers front and back (by the hedges along the fence). The backyard is low-maintenance, always green, turf. This home was updated inside and out. Completed in 2022 -- roof, gutters with leaf guards, stucco siding, windows, blown-in insulation, mini splits (heat & AC), 200 AMP electric, plumbing replaced to PVC, doors, walkways. '20 hot water heater – no detail was spared! Every upgrade was chosen with intention and every detail shows pride of ownership.
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.021% | 6.110% | 5.932% |
| Monthly Tax Payment | $1,228 | $1,228 | $1,228 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,916 | $4,312 | $5,972 |
| Total Monthly Payment | $5,236 | $5,632 | $7,292 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.