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New Price! Welcome to easy Florida living in the desirable Oaks Royal I & II, a friendly and active 55+ community designed for comfort, connection, and carefree days. This well-maintained 2-bedroom, 2-bath home offers a popular split-bedroom floor plan and an inviting open-concept layout that seamlessly connects the kitchen and living room—perfect for entertaining or relaxing at home. The bright eat-in kitchen features nicely updated cabinetry and counter-tops, providing plenty of space for casual meals and everyday living. Laminate flooring flows throughout the main living areas, while Berber carpet in both bedrooms adds warmth and comfort. Each bedroom includes ceiling fans and built-in closets, offering practicality and ease. The primary suite is a private retreat with an en suite bath showcasing an updated vanity, modern fixtures, and a convenient step-in shower. The guest bathroom is ideally located near the second bedroom, making it perfect for visiting family or friends. Enjoy Florida’s beautiful weather from the screened room at the front of the carport, an ideal spot for morning coffee or catching those relaxing afternoon breezes. The attached storage area offers abundant shelving and plenty of room for hobbies, tools, and seasonal items. Residents of Oaks Royal enjoy a welcoming lifestyle with access to a heated pool, shuffleboard courts, and an active clubhouse where dinners, social events, and activities are hosted throughout the year. Conveniently located close to shopping, dining, premier medical facilities, and some of the Gulf Coast’s most beautiful beaches, this home offers the perfect blend of comfort, community, and location. Come see why so many love calling Oaks Royal home—schedule your private showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$124,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $99,920 | $99,920 | $99,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $131 | $131 | $131 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $598 | $623 | $823 |
| Total Monthly Payment | $804 | $829 | $1,029 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.