27 Spindle Lane, #27, Hilton Head Island, SC, 29926 | $699,900

Wake up to one of the most captivating harbor views in Windmill Harbour, where water, yachts, and coastal life all unfold just beyond your screen porch. This low-maintenance villa is privately positioned beside Dolphin Park, offering front-row harbor scenery with a peaceful, tucked-away feel. Inside, Brazilian Cherry floors, crown molding, and refined décor fixtures set a warm, relaxed tone. The eat-in kitchen features high-end Viking appliances, a full pantry, and a cocktail bar with a beverage fridge, and flows out to a beautiful (gated) courtyard. The large screened porch (with retractable awning) provides year-round enjoyment of the harbor. Windmill Harbour is home to one of the few lock systems on the East Coast! Bonus opportunity. . . optional SC Yacht Club membership and/or private boat slips available as a separate purchase.

Features

  • Parking: Unassigned
  • Heating: Heat Pump
  • Cooling: Heat Pump
  • Amenities: Marina,Dock,Pool,Guard,Trail(s)
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Complex: SPINDLE LANE VILLAS
  • Development: Windmill Harbour
  • Year Built: 1988
  • Approx Sq. Feet: 1,447
  • View: Harbor
  • Appliances: Dryer,Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Self Cleaning Oven,Wine Cooler,Washer
  • MLS#: 504169
  • Website: https://www.raveis.com
    /prop/504169/27spindlelane_hiltonheadisland_sc?source=qrflyer
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Listing courtesy of Collins Group Realty   Phone: 843-341-6300

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joseph HartleyInsurance Sales Director, William Raveis Insurance

954.729.6530

Joseph.Hartley@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

27 Spindle Lane, #27, Hilton Head Island, SC, 29926

$699,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,920 $559,920 $559,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,353 $3,493 $4,572
Total Monthly Payment $3,445 $3,585 $4,664

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.