23 Nancy LN, Fort Myers Beach, FL, 33931 | $550,000

Welcome to island living on Nancy Lane in the heart of San Carlos Island! Located within a desirable 55+ waterfront community, this beautifully maintained 3-bedroom, 2-bath manufactured home offers direct canal-front access with a private dock and boat lift, complete with water and electric at the dock—perfect for effortless boating days and sunset cruises to the Gulf.
The home has been thoughtfully updated and features a new A/C system installed after Hurricane Ian along with a new tankless water heater, providing comfort, efficiency, and peace of mind. Inside, you’ll find a bright, open layout with an updated kitchen showcasing modern cabinetry, stainless steel appliances, and generous counter space, all complemented by tasteful coastal finishes throughout.
Outdoor living truly shines with a spacious deck, pavered patio, and tranquil canal views—ideal for morning coffee or evening gatherings. A bright Florida room adds additional living space to relax and enjoy the island lifestyle. Additional highlights include wiring for a 30-amp electric vehicle charger and generous storage options.
Furniture is negotiable, offering a flexible move-in opportunity, and the boat is available for purchase separately, making this a turnkey option for waterfront enthusiasts.
Just minutes from Fort Myers Beach, dining, shopping, and open water access, this home delivers the best of Florida waterfront living—perfect for enjoying the laid-back coastal lifestyle in a welcoming 55+ community.

Features

  • Building Design: Manufactured
  • Parking: Driveway Paved
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Levels: 1
  • Amenities: Streetlight
  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Complex: NANCY LANE CONDO
  • Development: NANCY LANE CONDO
  • Year Built: 1999
  • Approx Sq. Feet: 1,888
  • Acreage: 0.1
  • Est. Taxes: $4,831
  • Master HOA Fee: $145
  • Lot Desc: Dead End
  • View: Canal
  • Community Type: Boating,Mobile/Manufactured
  • Water Front: Yes
  • Boat Access: Boat Canopy/Cover,Boat Dock Private,Boat Lift,Composite Dock,Dock Included,Elec Avail at dock,Water Avail at Dock
  • Elem. School: FORT MYERS BEACH ELEMENTARY
  • Middle School: LEXINGTON MIDDLE SCHOOL
  • High School: CYPRESS LAKE HIGH SCHOOL
  • Pet Policy: No Approval Needed
  • MLS#: 226004341
  • Website: https://www.raveis.com
    /prop/226004341/23nancyln_fortmyersbeach_fl?source=qrflyer
Courtesy of

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Keith Evans - Keith Evans TeamSales Vice President

203.733.4212

Keith.Evans@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 147983

845.290.3871

Matthew.DeMaria@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

23 Nancy LN, Fort Myers Beach, FL, 33931

$550,000

Keith Evans - Keith Evans Team

Sales Vice President

William Raveis Real Estate

Phone: 203.733.4212

Keith.Evans@raveis.com

Matthew DeMaria

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 845.290.3871

Matthew.DeMaria@raveis.com

NMLS Mortgage Loan Originator ID 147983

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $440,000 $440,000 $440,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.132% 5.541%
Monthly Tax Payment $403 $403 $403
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,498 $2,635 $3,537
Total Monthly Payment $2,993 $3,130 $4,032

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.