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This fully furnished home is just a few houses away from one of the nicest beaches on the East Coast! Bring the whole family and come live the good life at this perfectly located beach hideaway. You can see the sunrise over the ocean in the morning from Porpoise Point, and then see it set over beautiful historic downtown in the evening, all within walking distance from your door! No shoes required! Nice kitchen with gas cooktop, granite countertops and updated appliances. Feel like you're in your own tree house, with lots of natural light and high ceilings. There is a large covered deck off of the living area for enjoying dinner al fresco after a hard day of sun and sea. The third floor of the home offers a crow's nest feel for the master bedroom, with access to another covered deck, and walk in closet, and large ensuite master bathroom with garden tub and large tiled walk in shower. This home has been nicely updated by the owners, including some highlights: New HVAC in 2025, new septic tank and drain field in 2024 (Moore's septic), new electric panel/breakers in 2024, kitchen appliances updated in 2024, 2025, and 2026. New sod laid down in front yard in 2025 with new irrigation system installed. New well pump in 2025 and new water softener installed in 2024. There is an energy efficient tankless propane hot water heater, and propane kitchen stove top. On the first floor of the home is an in-law suite with a kitchenette, beautiful custom tiled shower and bathroom, a second washer/dryer set, another living area and a fenced in private back patio area. What we love about this part of Vilano Beach, is for those who love to enjoy an active lifestyle, you can walk to food shopping, a coffee shop, the beach, shops, restaurants, the Vilano pier and not even have to get in your car! Sitting out front on the large covered deck is like having a birds' eye view of what is happening in the neighborhood. If you're looking for your own slice of St Augustine paradise, schedule your private showing today! Being offered furnished as a convenience to buyer . Located in Flood Zone X!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,069,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $855,200 | $855,200 | $855,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.750% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.082% | 5.858% | 5.806% |
| Monthly Tax Payment | $827 | $827 | $827 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,789 | $4,991 | $7,045 |
| Total Monthly Payment | $5,741 | $5,943 | $7,997 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.