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Welcome Home to this Bi Level 8 Room, 4 Bedroom, 2 Bath, Hi Ranch located in the Township of Smithtown, in Northport. Set on a Mid block 1/2 Acre this home faces east and the Driveway is on the South and gets great Sun Exposure for Quick Snow Melting. The 1st Floor has an open floor plan with a Chef's Kitchen with Center Isle, Dining Room & Livingroom, all with focus on the Toasty warm Wood Burning fireplace and the Outside deck for Al Fresco Dining. The Primary Bedroom is on the Main Level along with another Bedroom and Fabulous 4 Fixture Bathroom with separate Soaking Tub & Shower. The lower Level offers 2 More Bedrooms, Another Bathroom, and a Den. The Acclaimed Kings Park Schools are noted for It's Academics as well as Sports and offers education that can open up many Future Avenues. Located Close to Callahan's Beach, The IGA Shopping Center, and The Sagtigos Parkway, Sunken Meadow Park, Golf Courses & Beach. . . . . . . This Home has it all with it's Convenient Location on Long Island's North Shore.
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Our Executive Mortgage Banker:
Our Insurance Division:
$850,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $680,000 | $680,000 | $680,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $1,202 | $1,202 | $1,202 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,755 | $4,077 | $5,647 |
| Total Monthly Payment | $5,049 | $5,371 | $6,941 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.