|
Located in the heart of Old Seminole Heights, this unique property offers flexible living and income-producing potential with a fully permitted additional dwelling unit. Whether used as a guest house, mother-in-law suite, or rental opportunity, this is a true two-for-one setup rarely found in the neighborhood.
The primary residence is a cottage originally built in 1948 and thoughtfully improved into a 3-bedroom, 2-bath home with clean, minimalist design touches throughout. The kitchen features butcher block countertops, while the bathrooms include carefully selected fixtures and hardware. Luxury vinyl plank flooring runs consistently through both the main home and the additional dwelling unit, creating a cohesive feel across the property.
Both structures are equipped with recessed LED lighting, new and like-new appliances, and in-unit washer and dryer setups, offering everyday convenience and functional separation. The primary bedroom serves as a private ensuite with an attached bathroom and closet just steps away.
Natural light fills the home throughout the day, giving the space a bright, comfortable energy. Despite having two separate structures, the property still offers generous outdoor space. Situated on a 60x140 lot, there is room to enjoy both the front and backyard for gardening, entertaining, or relaxed outdoor use.
Old Seminole Heights is known for its engaged community and neighborhood events, including Porch Parties, yard sales, and home tours that contribute to its character and connectivity. Centrally located near Armature Works, the Riverwalk, Ybor City, and downtown Tampa, this home offers a balance of flexibility, space, and access in one of Tampa’s most established neighborhoods.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $480,000 | $480,000 | $480,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $140 | $140 | $140 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,875 | $2,995 | $3,954 |
| Total Monthly Payment | $3,107 | $3,227 | $4,186 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.