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SUN, SURF, SERENITY, and SPECTACULAR SUNSETS define this exceptional Indian Shores beachfront residence. Set on a rare . 39-acre Gulf-front parcel, this private retreat delivers 63' of direct beach frontage and endless possibilities. Combining timeless coastal comfort with remarkable versatility, the property is ideally suited as a primary residence, vacation home, income-producing rental property, or development parcel. Current zoning and building codes may allow the construction of up to five new units on this expansive 63’ x 203’ beachfront lot, offering maximum flexibility for future development or expansion. Enter through a custom remote-controlled gate to your private, two-story seaside home with direct access to your own stretch of pristine beach. This solid concrete construction residence offers both durability and peace of mind. With its newer storm rated PGT custom windows and doors, the home sustained minimal impact from Hurricanes Milton and Helene. The property has been cherished by a single family for decades, and thoughtfully updated inside and out. New tropical landscaping is featured on both the front and beachside, along with enhanced landscape lighting that highlights the elegant palm trees and walkways, and further elevates the home’s coastal appeal. The home is perfectly designed for multigenerational living, in-law accommodations, or short- and long-term rental use. Each level features its own entrance, creating a true sense of privacy for owners and guests alike, all while enjoying sweeping Gulf views.
The property is configured as two full, condo-style living spaces with a total of five bedrooms and four baths. The lower level offers two bedrooms and two baths, and was fully renovated in 2025. Upgrades include updates to the electrical system, fresh paint and new flooring throughout, 4" baseboards and new custom cabinetry in the kitchen, bathrooms and laundry room. The kitchen features luxury quartzite countertops and plenty of counter space including a huge kitchen island. The master bath features an oversized jetted tub. This level also offers dual A/C units, a separate laundry room, Plantation shutters and remote-controlled shades on the oversized west-facing windows. The upper level serves as a tranquil sanctuary, complete with two private balconies overlooking the Gulf and partial Intracoastal. This level offers stunning water views, three bedrooms and two full baths, a spacious living area with gorgeous electric fireplace, a full kitchen with granite countertops and high bar, and separate utility room. Upgrades include fresh paint throughout, Plantation shutters and remote-controlled shades. On both levels, the open-concept design is bathed in natural light from oversized windows that beautifully frame vibrant sunsets and welcome refreshing Florida breezes. Whether envisioned as a legacy beachfront estate, a multigenerational retreat, a high-performing rental investment, or the site for a newly built Gulf-front masterpiece, this one-of-a-kind Indian Shores property epitomizes coastal living—where every day is shaped by sun, surf, serenity, and unforgettable sunsets. Conveniently located near renowned restaurants, medical facilities, top-rated schools, major interstates, and two international airports, this private seaside haven is ready to welcome you home.
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Our Executive Mortgage Banker:
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$5,495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $4,396,000 | $4,396,000 | $4,396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.259% | 6.183% |
| Monthly Tax Payment | $2,776 | $2,776 | $2,776 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $26,356 | $26,711 | $37,096 |
| Total Monthly Payment | $29,257 | $29,612 | $39,997 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.