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This unique property sits on a generous 6. 47-acre parcel of land in charming rural Wedgefield, SC -- just west of Sumter. It features a 1, 177 sq ft home that was built in 1981 and offers plenty of space for vision and potential. The home itself gives buyers a chance to personalize and improve -- whether you're thinking a cozy country residence, or a renovation project -- all with plenty of land to enjoy outside. Recent improvements add real value and peace of mind, including an HVAC system replaced in 2024, a durable metal roof installed in 2025, a new well pump added in 2023, and a new washer. Wedgefield is known for its rolling sandhills, open spaces, and outdoor access -- like nearby Poinsett State Park trails and local hunting/fishing spots. It's a car-dependent areathat appeals to buyers who want quiet life with room to roam. Whether you're into gardening, horses, or just want a slice of country living with acreage this place gives lots of room to create your own vision. In addition, the property includes a second structure of approximately 1, 200 square feet that is already framed and has a roof and siding in place, making it an excellent opportunity for a second home, guest house, or extended family living. Because the structure is still in framing, the future owner can finish it exactly to their taste and needs. The property is being conveyed strictly as-is. The owners will be taking all animals with them; however, they are willing to leave Patricia the mule if the buyer would like her to stay. A $1, 100. 00 lender credit is available and will be applied towards the buyer's closing costs and pre-paids if the buyer chooses to use the seller's preferred lender. This credit is in addition to any negotiated seller concessions. Electricity company is Black River Co-op.
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William Raveis Real Estate
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Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $200,000 | $200,000 | $200,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,231 | $1,263 | $1,661 |
| Total Monthly Payment | $1,306 | $1,338 | $1,736 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.