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One or more photo(s) has been virtually staged. SHORT-TERM RENTAL–FRIENDLY, GUARD-GATED RESORT COMMUNITY MINUTES FROM DISNEY — 7 BEDROOMS, 6 BATHS, PRIVATE SCREENED POOL + SPA, AND LEASED/ASSUMABLE SOLAR. Welcome to 8520 LA ISLA DRIVE, a 7-BEDROOM, 6-BATH SINGLE-FAMILY RESIDENCE located inside the highly sought-after EMERALD ISLAND RESORT, one of Central Florida’s most established SHORT-TERM RENTAL–FRIENDLY, GUARD-GATED COMMUNITIES. Built in 2003, this two-story home offers 3, 599 HEATED SQ FT (5, 273 TOTAL SQ FT) and sits on a 0. 18-ACRE LOT (7, 797 SQ FT) with SOUTHEAST FRONT EXPOSURE and a PRIVATE SCREENED GUNITE POOL + SPA (14x32)—a layout designed to support VACATION RENTALS, MULTI-GENERATIONAL LIVING, OR LARGE HOUSEHOLDS, with BEDROOMS AND BATHROOM ACCESS ON BOTH FLOORS. The home showcases durable Florida construction with BLOCK AND STUCCO EXTERIOR, SHINGLE ROOF, and a 2-CAR ATTACHED GARAGE, all within a resort setting featuring SIDEWALKS AND PRIVATE ROADS. Inside, the OPEN FLOORPLAN connects the LIVING, DINING, AND FAMILY AREAS, highlighted by CERAMIC TILE THROUGHOUT THE FIRST FLOOR for easy upkeep, while NATURAL LIGHT and sliding doors create effortless indoor-outdoor flow to the POOL AND LANAI. The centrally located KITCHEN includes MODERN APPLIANCES, AMPLE CABINETRY, EXTENSIVE COUNTER SPACE, and a BREAKFAST BAR, making it ideal for hosting and daily function. A FIRST-FLOOR GUEST SUITE WITH A FULL BATH adds flexibility, and the bath offers DIRECT ACCESS TO THE POOL AREA, a major convenience for guests; plus, a DEDICATED OFFICE WITH FRENCH DOORS supports remote work, property management, or flex use. Upstairs, BRAND-NEW CARPET (DEC 2023) adds comfort across SIX ADDITIONAL BEDROOMS, each with EASY ACCESS TO A BATHROOM, and the PRIMARY SUITE overlooks the backyard/pool with DUAL VANITIES, GARDEN TUB, SEPARATE SHOWER, AND A LARGE WALK-IN CLOSET. Outdoors, the SCREENED ENCLOSURE, SPACIOUS POOL DECK, and COVERED LANAI create a true Florida retreat for relaxation and entertaining, and SOLAR PANELS (LEASED AND ASSUMABLE) contribute to ENERGY EFFICIENCY and potential utility savings. As part of EMERALD ISLAND RESORT, owners and guests enjoy RESORT-STYLE AMENITIES including a GUARD-GATED ENTRANCE, CLUBHOUSE, COMMUNITY POOL, PLAYGROUND, PARKS, AND SIDEWALKS, and SHORT-TERM RENTALS ARE PERMITTED (MLS indicates MINIMUM LEASE PERIOD: 1–7 DAYS; buyer to verify HOA and Osceola County requirements). The location is outstanding—MINUTES TO DISNEY, close to HWY 192, CELEBRATION, shopping and dining, and a straightforward drive to ORLANDO INTERNATIONAL AIRPORT—with the added benefit of FLOOD ZONE X and OPUD ZONING supporting the planned resort environment. SHORT-TERM RENTAL–FRIENDLY, GUARD-GATED RESORT COMMUNITY MINUTES FROM DISNEY — 7 BEDROOMS, 6 BATHS, PRIVATE SCREENED POOL + SPA, AND LEASED/ASSUMABLE SOLAR.
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Our Executive Mortgage Banker:
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$569,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $455,920 | $455,920 | $455,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $594 | $594 | $594 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,697 | $2,844 | $3,725 |
| Total Monthly Payment | $3,383 | $3,530 | $4,411 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.