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236 NORTH STREET, Palm Harbor, FL, 34683 | $470,000
Welcome to 236 North Street — A Turnkey Oasis in the Heart of Ozona!
Nestled in the extremely desirable golf-cart community of Ozona in Palm Harbor, this beautifully remodeled home offers a rare blend of lifestyle, location, and quality. Just a short cruise to local restaurants, marinas, waterfront parks, scenic trails, and community gathering spots, Ozona is one of Pinellas County’s most cherished neighborhoods with an authentic coastal vibe and small-town charm.
Step inside to discover a fully remodeled interior featuring brand-new luxury vinyl plank flooring, a modern kitchen with fresh finishes, and fresh paint throughout. The home sits on an oversized . 33-acre parcel, offering abundant space for a pool, outdoor entertaining, or future expansion.
Families will appreciate the strong local school options, including Ozona Elementary School (highly regarded with strong community support), Palm Harbor Middle School, and Palm Harbor University High School, making this an ideal place for both comfort and convenience.
Outdoor enthusiasts and boat lovers will be delighted with the neighborhood’s access to 6 marinas, including Ozona Fish Camp, Home Port Marina, and Speckled Trout Marina, plus nearby options like Dunedin Marina. From private docks to boating services and gulf access, it’s easy to enjoy fishing, sailing, or sunset cruising in the Gulf.
Ozona’s vibrant community features events, craft fairs, and gatherings that bring neighbors together throughout the year — reinforcing its reputation as a truly welcoming place to live, play, and unwind. The community’s prime location also offers quick access to downtown Palm Harbor’s charming shops, restaurants, and cultural events, as well as the beautiful Gulf beaches and Pinellas Trail for biking and walking.
This is your opportunity to own a move-in ready home in one of the most sought-after coastal communities — a place where lifestyle meets location, and every day feels like a vacation.
Features
- Rooms: 8
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 88 x 160
- Laundry: Inside
- Year Built: 1971
- Garage: 1-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,215
- Acreage: 0.33
- Lot Size: 88 x 160
- Est. Taxes: $4,461
- Lot Desc: Corner Lot, Landscaped, Level, Near Golf Course, Near Marina, Near Public Transit, Oversized Lot
- View: Trees/Woods
- Elem. School: Ozona Elementary-PN
- Middle School: Palm Harbor Middle-PN
- High School: Palm Harbor Univ High-PN
- Pet Policy: Yes
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- MLS#: TB8469886
- Days on Market: 23 days
- Website: https://www.raveis.com
/prop/TB8469886/236northstreet_palmharbor_fl?source=qrflyer
Listing courtesy of Coldwell Banker Realty Phone: 813-253-2444
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
236 NORTH STREET, Palm Harbor, FL, 34683
$470,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $376,000 | $376,000 | $376,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $372 | $372 | $372 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,135 | $2,252 | $3,023 |
| Total Monthly Payment | $2,582 | $2,699 | $3,470 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388