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Under contract-accepting backup offers. Located near Bayshore Gardens, within the Villager 55+ community, this charming 2-bedroom, 2-bath villa offers an easy, low-maintenance lifestyle in a quaint and well-kept neighborhood. Natural light fills the home, highlighting ceramic tile flooring throughout and a comfortable layout that flows seamlessly between the living and dining areas. The kitchen features newer butcher block countertops, ample cabinetry, and a full-size washer conveniently located in the unit. Both bedrooms are well proportioned, with an updated primary bathroom featuring a walk-in shower. Hurricane impact windows provide added peace of mind, while recent updates include a newer roof (approximately 5 years), newer water heater, and newer AC. A screened-in lanai extends the living space and provides a relaxing place to enjoy the Florida lifestyle year-round. An attached carport adds everyday convenience. Villager is a quiet, quaint 55+ community offering a relaxed atmosphere with amenities that include a heated community pool and clubhouse. The monthly HOA fee includes lawn care, cable, and internet, helping keep monthly expenses predictable. One small pet is permitted. Conveniently located close to shopping, dining, medical facilities, and everyday essentials, with Anna Maria Island’s beaches just a short drive away. A wonderful opportunity to enjoy comfortable, affordable living in one of Bradenton’s most convenient areas. **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS. **
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$125,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $100,000 | $100,000 | $100,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.648% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $576 | $608 | $810 |
| Total Monthly Payment | $651 | $683 | $885 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.