10 Chance Pond Road, Franklin, NH, 03235 | $440,000

If you have ever wished your mortgage could get a little help paying itself, 10 Chance Pond Road in Franklin, NH is listening. This large three unit multi-family gives you 5 bedrooms, 3 full baths, and 2 half baths, plus the kind of flexibility that makes spreadsheets feel slightly more fun. It's just minutes to downtown Franklin, 20 miles to Concord, and less than an hour to Loon Mountain. Unit one is on the first floor, with two bedrooms and 1. 5 bathrooms. Unit two is also on the first floor, with one bedroom and 1. 5 bathrooms. Unit three is on the second floor, with two bedrooms and one bathroom, which makes a "live in one unit and rent the others" setup feel very real, without needing a corkboard and red string. This property gives you choices. Use it as a true three unit setup, and take advantage of the flexibility of a property that can be a three-unit, where you can house hack, and rent two units out, while living in one. Or, open it up to have one huge single-family home. All three kitchens have been updated with new cabinetry, fresh paint throughout, and updated bathrooms; so you’re not starting your story with a weekend of regrets, and twelve trips to the hardware store. The layout keeps options open, whether you want income, space, or both. Outside, you get 0. 55 acres with a flat side yard, a sloping front yard, and a large barn, ready for storage, hobbies, or that one project you swear will be organized this time.   There's plenty of parking, which means guests can actually show up without sending the “where do I park?” text from the end of the street. And, if your plan changes later, you don't have to start over. The setup can stay three units, or shift into one sizable home. Forced hot air heat with natural gas, public water, and public sewer keeps the systems simple. Come see it in person, and decide if you want one unit to live in and two to rent, or a setup that can flex with you as life evolves.

Features

  • Bedrooms: 5
  • Baths: 3 full
  • Units: 3
  • Style: Colonial
  • Year Built: 1823
  • Heating: Natural Gas
  • Cooling: None
  • Basement: Unfinished
  • Approx Sq. Feet: 3,446
  • Acreage: 0.55
  • Est. Taxes: $4,018
  • Lot Desc: Level,Sloping
  • MLS#: 5074742
  • Website: https://www.raveis.com
    /prop/5074742/10chancepondroad_franklin_nh?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 3/22/2026

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NMLS Mortgage Loan Originator ID 69957

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Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

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10 Chance Pond Road, Franklin, NH, 03235

$440,000

Susan Herrmann

Luxury Properties Specialist

William Raveis Real Estate

Phone: 917.763.0715

Susan.Herrmann@raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $352,000 $352,000 $352,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.520% 5.900%
Monthly Tax Payment $335 $335 $335
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,110 $2,196 $2,900
Total Monthly Payment $2,520 $2,606 $3,310

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.