18 OCEAN PALM VILLA N, #18, Flagler Beach, FL, 32136 | $235,000

DOLPHINS, AND MANATEE, AND SUNSETS, oh my! This will be your view daily and for well under a quarter of a million dollars (WHAT!?), with Intracoastal access and beach access. This charming coastal vibe cottage condo is located in trendy Flagler Beach. Just north of vibrant Daytona Beach, just south of historic St Augustine, and 80 minutes to Orlando amusement parks, you cannot beat the location! Stay the winter, stay year-round. Whatever you choose experience carefree living in a community that includes public water service, wi-fi and cable, garbage collection, pool amenities, common ground and building maintenance, insurance, kayak launch, beach access, and all the friendly smiles. The kitchen has been upgraded with new quartz counters and extra cabinetry for storing your cooking supplies and an eat at counter. The space flows seamlessly into the living area and intracoastal front screened in patio for nature watching (the dolphins put on a spectacular show here), boat viewing, or even al fresco dining. Don't feel like cooking? Head to the famous Snack Jacks a few blocks away or to one of Flagler Beach's other unique eateries. Upgraded lighting and custom window shutters make this home feel like a true beach cottage with views of the pool, intracoastal, and nature preserve. After a fun day at the beach or pool, get some shut eye upstairs or watch the fabulous sunsets from the upper patio. There is a stair lift chair, if desired, but can be easily removed. This is move in ready at its best with this super clean, well maintained, coveted end unit. Call for a video tour or a private showing before it is gone!

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Garage
  • Complex: OCEAN PALM VILLAS 01
  • Year Built: 1979
  • Approx Sq. Feet: 1,184
  • Acreage: 0.02
  • Est. Taxes: $4,348
  • Condo Fee: $805 Monthly
  • Lot Desc: Near Golf Course
  • View: Park/Greenbelt, Pool, Water
  • Pet Policy: Yes
  • Appliances: Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Wine Refrigerator
  • MLS#: FC315682
  • Days on Market: 60 days
  • Website: https://www.raveis.com
    /prop/FC315682/18oceanpalmvillan_flaglerbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/5/2026 6:47:06 PM)
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE   Phone: 904-996-9115

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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18 OCEAN PALM VILLA N, #18, Flagler Beach, FL, 32136

$235,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $188,000 $188,000 $188,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.533% 5.794%
Monthly Tax Payment $362 $362 $362
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,112 $1,173 $1,536
Total Monthly Payment $1,549 $1,610 $1,973

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.