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Set within the desirable Islip Landing community, this well appointed townhome offers a smart layout, generous space, and access to sought after amenities in Central Islip. The home features three bedrooms and three full bathrooms, along with a flexible first floor room that can function as a home office, guest space, or fourth bedroom, ideal for today’s evolving needs. The main level is designed with functionality in mind, featuring an open living and dining area that connects effortlessly to the kitchen, making it perfect for both everyday living and entertaining. A full bathroom on this level adds convenience, especially with the additional first floor room positioned nearby for privacy that could be used as a home office or fourth bedroom. Upstairs, the primary suite provides a comfortable retreat with two closets, including a walk in, and a private en suite bathroom. Two additional bedrooms share a full hallway bathroom, offering ample space and practicality. The full unfinished basement provides excellent storage and future potential for customization. Residents of Islip Landing enjoy access to a clubhouse, swimming pool, fitness center, and playground, all while being close to shopping, restaurants, parks, major highways, and the Long Island Rail Road. This home offers flexible living space, desirable community amenities, and a convenient Central Islip location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$589,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $471,200 | $471,200 | $471,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $898 | $898 | $898 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,639 | $2,822 | $3,788 |
| Total Monthly Payment | $3,629 | $3,812 | $4,778 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.