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*** Seller is offering $3, 000 in CONCESSIONS for rate Buy-Down or Closing Costs!*** Extremely Clean, Updated, and Well-Maintained townhome in a Charming, Cottage-Style Community in Valrico. This 3 bed / 2. 5 bath BLOCK-BUILT townhome with a 2-CAR GARAGE is a perfect opportunity to own in the Bloomingdale community. This specific row of townhomes are block-construction and built in 2006, whereas most buildings in the community are wood-framed and built in the 80's. New HVAC (Jan 2025). . . . New Luxury Vinyl Plank flooring entire downstairs (Dec 2025). . . . New Stainless Steel Appliances (Nov 2025). . . . New Stainless Steel Farm Sink & Faucet (Nov 2025). . . . Added Kitchen Cabinet & Drawer Handles (Jan 2026). . . . Interior Completely Painted (Sept 2025). . . . Back Porch Floor Painted (Oct 2025). . . . and the Primary Walk-In Shower & Door was remodeled in 2022. The kitchen features a lot of cabinets and counterspace, stainless appliances, matching cabinet hardware, and an oversized stainless farm sink, located just under a beautiful window where you can often spot bunnies in the backyard. Open floor plan, and the Kitchen overlooks the Living Room which features a TRIPLE sliding glass door that allows an abundance of natural southern light to pour in. The dining room (could be used as an office) features a new, updated hanging light fixture. Close by, there's a convenient half bathroom, and you'll love the large, walk-in closet under the stairs! Upstairs, all 3 oversized bedrooms have WALK-IN CLOSETS and lighted ceiling fans. The two secondary bedrooms share a hall bath, and the primary bedroom features its own ensuite with a double-sink vanity, newer lighting, a recently updated walk-in shower, and a private toilet room. Also upstairs is the very conveniently located laundry closet! The screened-in back porch overlooks a quiet nature preserve with no back neighbors. Just outside the screened porch, there's a large pavered area to grill, entertain or hang out in the Florida sunshine. LOTS OF WAYS TO ENJOY THE OUTDOORS. . . . there are MILES & MILES of sidewalks in the Bloomingdale community for a leisurely stroll or run. There's a LONG LIST of Bloomingdale amenities that are INCLUDED with the HOA fee: COMMUNITY PARK only 1/2 a mile down the road, basketball court, playground, tennis & pickleball courts, racquetball courts, and several picnic pavilions. The HOA fee also INCLUDES a well-maintained COMMUNITY POOL, THE WATER BILL, the trash & sewer bill, exterior maintenance (including roof), exterior insurance, flood insurance for the exterior, and landscape maintenance. HOA JUST PLACED NEW GRASS IN THE FRONT. An excellent location, zoned for Top-Rated schools - Alafia Elementary, Burns Middle, and Bloomingdale HS. Located close to grocery stores, Walmart, the YMCA, Community parks, County parks, dozens of restaurants, fast food, schools, county library, everything you could need. WITH ALL OF THESE UPDATES & FEATURES, THIS HOME IS PRICED TO SELL!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,999 | $239,999 | $239,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $396 | $396 | $396 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,325 | $1,420 | $1,914 |
| Total Monthly Payment | $1,796 | $1,891 | $2,385 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.