401 OLD MILL POND ROAD, Palm Harbor, FL, 34683 | $500,000

Welcome to this special townhome in the highly desirable Gleneagles Cluster Townhome Community in Palm Harbor—where location, craftsmanship, and style converge. Ideally situated near an abundance of amenities, this community offers convenient access to The Dunedin Causeway, Honeymoon and Caladesi Islands, Crystal Beach, Fred Howard Beach, shopping, dining, and the charming downtowns of Palm Harbor, Tarpon Springs, and Dunedin. Just next door is the renowned Innisbrook Golf Resort, home of the legendary Copperhead Course and the PGA Valspar Championship.
This completely updated residence is truly one of a kind, showcasing quality finishes and thoughtful custom details throughout. Rich wood flooring flows through the main living and bedroom areas, complemented by custom accent walls, built-ins, and three beautifully renovated bathrooms. The inviting family room features a vaulted ceiling, grand fireplace, and a wall of hurricane-rated sliding doors that open to a private, wooded patio—perfect for indoor-outdoor living.
The custom kitchen is a showpiece, equipped with Bosch stainless steel appliances and designed for both form and function. It opens seamlessly to a sun/ breakfast room with access to both the rear deck and a side patio, offering multiple outdoor spaces for relaxation and entertaining.
The primary suite is a private retreat, complete with an enclosed sitting/sun room, a walk-in cedar closet, and a stylishly updated bath featuring a soaking tub. A second bedroom offers its own custom en-suite bath and walk-in cedar closet, while the third bedroom is conveniently located next to a fully renovated bathroom just outside its door.
Everywhere you look, you’ll find custom finishes and intentional design—this home is unique and truly special. Notable updates include a newer HVAC system, newer water heater, roof replacement (2018), fresh exterior paint, hurricane-rated sliding doors, and a gutter protection system at the rear of the home. A rare opportunity to own a beautifully appointed townhome in one of Palm Harbor’s most sought-after locations. Live the Florida dream right here. : )

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Closet
  • Year Built: 1978
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,980
  • Acreage: 0.05
  • Est. Taxes: $6,318
  • HOA Fee: $875 Monthly
  • Lot Desc: Landscaped
  • View: Trees/Woods
  • Elem. School: Sutherland Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: Tarpon Springs High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8463774
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/TB8463774/401oldmillpondroad_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/23/2026 11:35:57 PM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 727-799-2227

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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401 OLD MILL POND ROAD, Palm Harbor, FL, 34683

$500,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $400,000 $400,000 $400,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.120% 5.541%
Monthly Tax Payment $527 $527 $527
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,240 $2,396 $3,216
Total Monthly Payment $2,858 $3,014 $3,834

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.