|
UPDATES GALORE! New roof in July 2025. Updated Kitchen in 2026 with all new Quartzite countertops, stainless steel appliances, backsplash and hardware throughout. A/C units replaced in 2026, 2025 and 2023. This appealing all-brick residence at 96075 High Pointe in Fernandina Beach, Florida is situated on over an acre within the secure, gated community of High Pointe. This property offers significant space and privacy. It's an excellent opportunity for those seeking a generous lot and a well-regarded neighborhood in the 32034 zip code. The interior features a highly functional and open floor plan. The large kitchen provides ample counter space and extensive storage, making it well-suited for entertaining guests or comfortable daily living. All four bedrooms are conveniently located on the main floor, alongside the dining room, living and family rooms, a breakfast nook, and the laundry room. The forth bedroom offers potential as a large office or craft room, providing versatile space to fit your needs. You'll appreciate features such as 10-foot ceilings on the first floor, elegant crown molding, and spray foam insulation designed to enhance energy efficiency. The primary bedroom features a tray ceiling, large closets, his and her vanities, and opens directly to the pool area. Upstairs, a sizable bonus room with a half bath offers flexible space, ideal for a media room, a game room, or easily adaptable as a fifth bedroom. Outdoors, a screened-in pool provides a private retreat for relaxation and enjoyment throughout the year. The pool equipment was updated in 2025, ensuring hassle-free fun. The oversized 3-car garage offers generous capacity for vehicles, storage, or various hobbies.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$925,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $740,000 | $740,000 | $740,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.214% | 6.145% | 5.846% |
| Monthly Tax Payment | $511 | $511 | $511 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,260 | $4,437 | $6,096 |
| Total Monthly Payment | $4,863 | $5,040 | $6,699 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.