11440 HARBOR WAY, #5013, Largo, FL, 33774 | $3,300

Experience resort-style living at its finest in this expansive 1, 200 sq ft ground-floor condo located within the highly sought-after Shipwatch Yacht & Tennis Club. Thoughtfully updated in March 2023, this residence blends modern upgrades with effortless coastal living in a lush, gated waterfront community. The recent kitchen renovation includes white cabinetry, quartz countertops, stainless steel appliances, and a built-in wine and liquor station, complemented by a pantry for organized storage. The spacious primary suite features a spa-inspired ensuite bath with a luxurious 5’ x 4’ walk-in shower and stylish dual-sink vanity. Everyday convenience is enhanced by a full-size washer and dryer located within the unit, along with a large exterior storage room ideal for beach gear, bikes, and outdoor equipment. Relax or entertain on the private patio with new composite decking and a rear lawn with pond fountain views and the surrounding community as your backdrop. Shipwatch Yacht & Tennis Club spans 56 beautifully landscaped acres along the Intracoastal Waterway and offers an exceptional amenity package, including a marina, various ponds and spring-fed lakes filled with abundant wildlife, two swimming pools (one heated), a hot tub, fitness room, scenic walking trails, BBQ areas, and 13 tennis courts, including 11 professional-caliber courts. Other highlights include a pro shop with lessons and massage services, pickleball, shuffleboard, courtesy officers, and on-site property management and maintenance. This two-story condo community has no pending Milestone issues, benefits from fully funded reserves, and offers some of the lowest condo fees among the multiple associations due to strong management. Enjoy assigned covered parking steps away from your front door as well as nearby parking for your guests. Ideally located just a short walk over the bridge to the Gulf of Mexico, this condo offers quick access to pristine beaches, popular restaurants, and lively entertainment options. Don’t miss this opportunity to own a beautifully updated residence in one of the area’s most amenity-rich waterfront communities. Schedule your private tour today!

Features

  • Type: Condominium
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1985
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,200
  • Acreage: 0.79
  • Lot Desc: Landscaped, Near Marina
  • View: Garden, Trees/Woods, Water
  • Pet Policy: Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8469991
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8469991/11440harborway_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/1/2026 9:02:14 AM)
Listing courtesy of RE/MAX REALTEC GROUP INC   Phone: 727-789-5555

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

11440 HARBOR WAY, #5013, Largo, FL, 33774

$3,300

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $2,640 $2,640 $2,640
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $15 $16 $21
Total Monthly Payment $90 $91 $96

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.