1120 E HWY 316 ROAD, Citra, FL, 32113 | $650,000

Under contract-accepting backup offers. There’s a certain calm that settles in as you turn onto this stretch of Highway 316. The road softens, the trees grow taller, and Central Florida slows to its natural rhythm. Mornings here start on the front porch, where filtered sunlight moves through mature oaks and the air feels just a little cooler. Horses graze beyond the cross fencing, the pastures already awake before the rest of the world. It’s quiet in the way only acreage can be—peaceful, private, and unhurried. Inside, the home feels grounded and comfortable, with spaces that invite both gathering and retreat. A fireplace anchors the living area for cool evenings, while the den offers a quiet corner for work, reading, or simply taking a breath. The rooms are generous, designed for everyday living without feeling oversized or impersonal—just easy, welcoming, and warm. Outside is where this property truly lives. Nearly five acres stretch out beneath a canopy of mature trees, thoughtfully fenced for horses and wide open skies. The barn and shop feel ready for whatever passion you bring—whether that’s caring for animals, working with your hands, or storing the tools that make country life run smoothly. As the day winds down, the covered lanai becomes the favorite place to land. Sunsets here don’t rush. They linger, washing the land in gold and amber while the evening settles in quietly around you. This is a place where days feel fuller, nights feel calmer, and life moves at a pace that feels right. Not just a home—but a setting for the way you want to live.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Craftsman
  • Year Built: 2007
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,329
  • Acreage: 4.38
  • Est. Taxes: $8,063
  • Lot Desc: Cleared, Farm, In County, Landscaped, Level, Pasture, Zoned for Horses
  • Elem. School: Sparr Elementary School
  • Middle School: North Marion Middle School
  • High School: North Marion High School
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: OM716968
  • Days on Market: 30 days
  • Website: https://www.raveis.com
    /prop/OM716968/1120ehwy316road_citra_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/7/2026 2:37:20 PM)
Listing courtesy of Compass Florida LLC   Phone: 561-714-8184

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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1120 E HWY 316 ROAD, Citra, FL, 32113

$650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $520,000 $520,000 $520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.292% 5.628%
Monthly Tax Payment $672 $672 $672
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,993 $3,160 $4,214
Total Monthly Payment $3,757 $3,924 $4,978

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.