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Presented by
Magda Ballaro |
Imagine waking up and taking a short, breezy stroll to the beach before the rest of the world is even awake. That's the kind of effortless coastal lifestyle waiting for you at this beautifully updated Ponce Inlet ranch. From the moment you walk through the door, the vaulted ceilings and incredible natural light create a space that feels open, airy, and instantly like home. If you love to host, the heart of this house is where you'll spend all your time. The modern kitchen is a showstopper with its solid stone countertops, and it overlooks the main living area so you can stay connected with friends and family while you're prepping a meal. When you're ready to wind down, the primary suite acts as your own private sanctuary, complete with a beautifully updated ensuite that feels like a daily getaway. Even your guests will feel spoiled with their own generous walk-in closets. The outside is just as impressive and built for real life. You'll love the polished look of the paver driveway, with epoxy floor in the garage plus an upgraded garage door. Evenings are to be enjoyed with the screened porch bringing the outside in with the sliding door opened to feel and smell the delightful ocean breezes. Best priced home in a coveted lifestyle town you don't want to miss out on! Ponce Inlet is where you will love owning a home. Ponce Inlet is, where the beach life is a "Lifestyle"
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Our Executive Mortgage Banker:
Our Insurance Division:
$498,869
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.889.8284
Magda.Ballaro@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,095 | $399,095 | $399,095 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $670 | $670 | $670 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,390 | $2,490 | $3,287 |
| Total Monthly Payment | $3,135 | $3,235 | $4,032 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.