135 E 9TH STREET, Chuluota, FL, 32766 | $430,000

Under contract-accepting backup offers. Welcome to a home that checks all the boxes – UPDATED, thoughtfully DESIGNED, and tucked away on a quiet dead-end street with NO HOA and no rear neighbors, right in the desirable Chuluota/Oviedo area and zoned for A-RATED SCHOOLS including Hagerty High! Major updates include a NEW WATER HEATER (2025), UPDATED ROOF (2019), and an OWNED WATER SOFTENER SYSTEM, giving you peace of mind from day one. USDA/100% financing eligibility adds even more appeal! Set on a generous . 26 ACRE LOT, this 3-bedroom, 2-bath home feels light, bright and MOVE-IN READY with WOOD-LOOK TILE throughout the main living areas and primary suite, LUXURY VINYL PLANK in the guest bedrooms, 5" BASEBOARDS, and high ceilings that enhance the OPEN CONCEPT layout. A glass front door and COVERED FRONT PORCH create a welcoming first impression, while the foyer offers a convenient coat closet and easy access to the spacious laundry room with garage entry. The heart of the home is the MUST SEE KITCHEN – and it truly delivers! Designed with a magazine-worthy, chic two-tone color palette, it features granite countertops, glass upper cabinets with crown molding, soft-close cabinetry and drawers, under and in-cabinet lighting, UPGRADED STAINLESS STEEL APPLIANCES (including a new refrigerator, dishwasher, and cooktop), recessed lighting, a complementary brick styled backsplash, and a large ISLAND complete with bar seating. The kitchen flows seamlessly into the dining area on one side and living room on the other, where a CUSTOM MEDIA WALL and FIREPLACE anchor the space, and sliding glass doors open to the SCREENED LANAI. The SPLIT BEDROOM layout delivers a private PRIMARY SUITE at the back of the home featuring a WALK-IN CLOSET and an updated en-suite bath with a large walk-in shower. Bedrooms two and three are located on the opposite side of the home with a full bath between them, offering flexibility for guests, family, or a home office. Indoor/outdoor living shines with both a covered front porch and a screened lanai, perfect for relaxing or entertaining while enjoying the privacy of no rear neighbors. Updated landscaping and sod complete the package, along with a small storage shed for extra convenience. Quiet, charming, and beautifully updated, this home blends style, function, and location – a rare no HOA opportunity in a top-rated school zone. Schedule your tour today and let us say WELCOME HOME!

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 2002
  • Garage: 2-car Driveway, Garage Door Opener, On Street
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,500
  • Acreage: 0.26
  • Est. Taxes: $3,671
  • Lot Desc: Cleared, In County, Landscaped, Level, Oversized Lot, Street Dead-End, Unincorporated
  • Elem. School: Walker Elementary
  • Middle School: Chiles Middle
  • High School: Hagerty High
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Water Softener
  • MLS#: O6376957
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/O6376957/135e9thstreet_chuluota_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/2/2026 10:05:08 PM)
Listing courtesy of WEMERT GROUP REALTY LLC   Phone: 407-743-8356

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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135 E 9TH STREET, Chuluota, FL, 32766

$430,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $344,000 $344,000 $344,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.209% 6.168% 5.609%
Monthly Tax Payment $306 $306 $306
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,953 $2,060 $2,788
Total Monthly Payment $2,334 $2,441 $3,169

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.