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Come See this Beautiful unit in Palm Lake Estates, a sought-after 55+ active community where comfort meets convenience. This move-in-ready, furnished two-bedroom, two-bath home is packed with updates and designed for easy Florida living. Enjoy a beautifully updated kitchen with newer appliances and cabinets, a new electrical panel, and a 2024 roof. The home was tented for termites in 2024 and includes a transferable contract for peace of mind. Recent improvements include freshly painted bathrooms, beautiful flooring, newer windows and doors, a new vapor barrier and ductwork, plus an A/C blower with surge protector installed. Relax in the enclosed lanai, the spacious Florida room, or unwind outdoors on the paver patio in the back and the welcoming front patio — perfect for morning coffee or evening sunsets.
Palm Lake Estates offers land-owned living with NO lot rent and low maintenance fees that include water, sewer, trash, manager, clubhouse, cable, internet, pool, and security. Conveniently located near shopping, banks, restaurants, the airport, and just minutes to the beautiful beaches of Anna Maria Island. Whether you’re escaping winter or staying year-round, this is Florida living at its best.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$168,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $134,400 | $134,400 | $134,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.132% | 5.541% |
| Monthly Tax Payment | $129 | $129 | $129 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $753 | $805 | $1,080 |
| Total Monthly Payment | $957 | $1,009 | $1,284 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.