This is the one you were waiting for. Smithtown Schools with all the extrtas. This large 3 bedroom 3 full bath Ranch has a layout that includes finished rooms offering privacy and sepapration from the main living areas. This home provides exceptional flexibility- perfect for multi-generational living & Nanny quarters, perfect for guest accomadations or creative use of space. Wood floors throughout. Tons of natural light. Anderson windows. Bathrooms completley renovated with radiant heated floors. Crown Molding throughout. Large Private yard excellent for entertaining with the perfect She-shed on site ready for you to make your own. Also get ready for realxation, this has a heated concrete pad for a hot tub all ready with electric and cable in place. 2 Car detached garage (28x36) with HEAT & 10x14 garage doors. Perfect for the car enthusiast or mechanic, garage set up for welder and 220 amp for compressor. Tons of storage inside and out. Extra large driveway(36x160). Solar Panels already owned so you can enjoy the 20$/month bill. Newer Cesspools with over flows. 10 yr old Roof. 330 Gal oil tank located in basement. Comes with 8 camera video surveylance set up with 72 hr DVR recorder. 12 zone In ground Sprinklers front & back with wi-fi connection.
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Our Executive Mortgage Banker:
Our Insurance Division:
$849,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $679,200 | $679,200 | $679,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 4.750% | 5.625% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 5.878% | 5.732% | 5.555% |
| Monthly Tax Payment | $1,064 | $1,064 | $1,064 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,543 | $3,910 | $5,505 |
| Total Monthly Payment | $4,699 | $5,066 | $6,661 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.