166 Martin Luther King Ave, Saint Augustine, FL, 32084 | $545,000

Located in the heart of the Historic Lincolnville District, this beautifully preserved 1930 Craftsman-style residence offers a rare blend of timeless character and modern comfort. Featuring a classic metal roof, newer windows, and gracious architectural details, the home spans 1, 708 square feet with three generously sized bedrooms and two full baths—one of which is a primary ensuite, an uncommon and highly desirable feature for a home of this era. The inviting covered front porch sets the tone, offering a perfect place to relax and connect with the vibrant, walkable neighborhood. Inside, an open floor plan is complemented by wood laminate and tile flooring, creating a warm yet functional living space. The spacious kitchen, complete with a pantry, flows effortlessly into the main living areas, while a separate laundry room adds everyday convenience. Outdoor living is equally well considered, with a rear deck, fenced front and backyard, and large mature trees providing both privacy and shade. With no HOA or CDD, the property offers flexibility and freedom, including short-term rental potential—a compelling opportunity in one of St. Augustine’s most sought-after historic neighborhoods. Just minutes from Historic Downtown St. Augustine, renowned dining, cultural attractions, and local amenities, this home delivers authentic Old City charm paired with modern livability in an exceptional location. Seller is offering an optional One-Year Home Buyers Warranty.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 4792
  • Style: Historic,Single Family Home
  • Year Built: 1930
  • Heating: Central,Electric,Heat Pump
  • Cooling: Central,Electric
  • Approx Sq. Feet: 1,708
  • Acreage: 0.11
  • Lot Size: 4792
  • Est. Taxes: $7,317
  • Lot Desc: City
  • Elem. School: Ketterlinus
  • Middle School: Sebastian
  • High School: St. Augustine
  • MLS#: 260469
  • Days on Market: 34 days
  • Website: https://www.raveis.com
    /prop/260469/166martinlutherkingave_saintaugustine_fl?source=qrflyer
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Listing courtesy of Keller Williams St Augustine

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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166 Martin Luther King Ave, Saint Augustine, FL, 32084

$545,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $436,000 $436,000 $436,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.156% 5.609%
Monthly Tax Payment $610 $610 $610
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,476 $2,611 $3,534
Total Monthly Payment $3,178 $3,313 $4,236

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.