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Envision residing in this exquisite south-facing living room situated within a premier 3-bedroom upper cooperative apartment located in the highly coveted School District 26, zoned for PS 46, MS 74, and Cardozo High School, as well as Queensboro Community College. Experience unparalleled commuting convenience with access to buses Q88 to Queens Center, Q27 to Flushing, and express buses QM 5, 8, and 35 to New York City, all within a short ride. Indulge in effortless shopping at two centers conveniently located at the intersection of Bell Boulevard and 73rd Avenue, and unwind in the serene surroundings of Alley Pond Park, merely a block away, with short distance to all amenities. This extraordinary cooperative apartment boasts a competitive maintenance fee of $1, 239. 08, encompassing all expenses except electricity, and features a fully finished attic providing ample storage space. This COOP residence welcomes cats, and owner-occupied units are highly sought after. with a minimal 5% flip tax shouldered by the seller, coupled with the benefits of new windows and a recently installed roof. Take advantage of attractive financing options, requiring a low down payment of just 10%, with a debt-to-income ratio cap of 30%.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$458,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $366,400 | $366,400 | $366,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,023 | $2,167 | $2,921 |
| Total Monthly Payment | $2,098 | $2,242 | $2,996 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.