807 3RD STREET E, Palmetto, FL, 34221 | $1,879,000

Under contract-accepting backup offers. BRING your boat and MOVE into this Luxury waterfront home with deep-water dock in GATED Riviera Dunes offering DIRECT Gulf access. This home sits on an approximately 18-foot-deep, 90-acre protected harbor, making it a rare find for boating enthusiasts. Step out your back porch and onto your private dock that provides effortless access to the Manatee River and Gulf in MINUTES, perfect for larger vessels and year-round boating.
Step through the front doors and immediately take in breathtaking harbor views that define this exceptional coastal residence. Upon entry, soaring 18 ft ceilings, 12 ft doorways, and expansive sliding glass doors create a dramatic first impression while seamlessly extending the living space to an oversized lanai with panoramic water views! Absolutely ideal for entertaining and everyday waterfront living with speakers on pool deck(2020) and timeless cypress wood on deck ceiling(2020).
This home has been immaculately maintained and offers NUMEROUS updates and upgrades including *2024 Whole Home Surge Protection, Pool Cage Refurbished with Panoramic View Screens*2023 New Central Vacuum*2022 Driveway Pavers*2021 Concrete Tile Roof, A/C downstairs, Whole Home Generac Generator*2020 Storm Catcher Screens surrounding pool deck, Hurricane Impact Garage door*2019 Hurricane Impact Windows and Doors plus upstairs Sliding Doors, A/C upstairs*2018 Hurricane Impact Front Door*
The chef’s kitchen is designed for both function and style, featuring NEWER appliances 2020-2024, QUARTZITE countertops, dual sinks, and abundant prep space. Open to the family room, the layout naturally draws you toward the waterfront views, creating a seamless flow for entertaining and daily living. You're going to LOVE the WATER views from almost EVERY room in the home!
Downstairs is a dedicated home office offers a serene work-from-home space, though staying focused may be difficult with harbor views and local wildlife just outside the window with FULL Pool Bathroom connected to the outside living area.
The flexible floor plan is ideal for a variety of living arrangements. Downstairs includes a primary suite with water views, offering a private retreat with a spacious ensuite bathroom featuring dual vanities, a washlet with bidet, private water closet, dual closets, and large windows providing abundant natural light. Also on the main level is a second bedroom and full bathroom.
Upstairs features two additional bedrooms, one currently used as a flex or BONUS suite complete with a kitchenette and full laundry, making it ideal for in-law living, multi-generational households, or guest accommodations. The upstairs suite opens to a private balcony with stunning elevated harbor views, enhanced by a spiral staircase that adds architectural character. The views are truly unforgettable.
The Riviera Dunes community offers an active lifestyle with countless activities. This community has all the amenities you want for waterfront living including tennis, fitness center, boating, heated community pool, yacht brokerage, restaurant and more. Just outside the gated entrance of this community is Detwiler's Farm Market, offering locally sourced homegrown ingredients. This community is perfectly located close to I-75, just 5 minutes to downtown Bradenton restaurants, shopping and events, Sarasota, Tampa and St. Pete. No CDD fees and low HOA fees. Wake up each day knowing you are living your dream in this true Florida waterfront paradise.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Pool, Recreation Facilities, Tennis Court(s)
  • Rooms: 10
  • Bedrooms: 4
  • Baths: 4 full
  • Lot Size: 75 x 128
  • Laundry: Inside, Laundry Room
  • Year Built: 2001
  • Garage: 3-car Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,623
  • Acreage: 0.22
  • Lot Size: 75 x 128
  • Est. Taxes: $16,128
  • HOA Fee: $490 Quarterly
  • Lot Desc: Landscaped, Near Marina, Sidewalk
  • View: Pool, Water
  • Elem. School: James Tillman Elementary
  • Middle School: Lincoln Middle
  • High School: Palmetto High
  • Pool: Chlorine Free, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Tankless Water Heater, Washer
  • MLS#: TB8469225
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /eprop/TB8469225/8073rdstreete_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/28/2026 4:57:03 AM)
Listing courtesy of FLORIDA EXECUTIVE REALTY   Phone: 813-972-3430

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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807 3RD STREET E, Palmetto, FL, 34221

$1,879,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,503,200 $1,503,200 $1,503,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.750% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.046% 5.846% 5.700%
Monthly Tax Payment $1,344 $1,344 $1,344
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,301 $8,772 $12,282
Total Monthly Payment $9,770 $10,241 $13,751

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.