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Under contract-accepting backup offers. Welcome to this light and bright, move-in ready end-unit townhome in Brandon, built in 2020 by D. R. Horton with solid block construction on both floors. Offering nearly 1, 800 sq. ft. of living space, this home combines modern design, thoughtful upgrades, and low-maintenance living. The open-concept first floor features a central kitchen that flows seamlessly into the dining and living areas—perfect for everyday living and entertaining. The kitchen is equipped with a large island with breakfast bar seating, reverse osmosis water filtration system, generously sized pantry, and a newer dishwasher. The spacious living room opens through sliding glass doors to a screened-in lanai, creating an effortless indoor-outdoor living experience. A convenient half bath with upgraded vanity completes the main level. The entire first floor is finished with ceramic tile, and there is no carpet upstairs, where the bedrooms and loft have been upgraded with luxury vinyl plank flooring. The oversized primary suite offers two walk-in closets—one in the bedroom and another through the ensuite bath. The primary bathroom features dual sinks, a separate walk-in shower, and a private toilet area. Two guest bedrooms are thoughtfully split on the opposite side of the home and share a Jack-and-Jill bathroom. Additional highlights include a one-car garage with custom overhead storage racks and an oversized driveway that comfortably fits two vehicles. Located in The Retreat, a quiet, gated community with low HOA dues of just $204/month, residents enjoy included water, sewer, trash, and lawn care, along with Fios availability. This home checks all the boxes for modern, low-maintenance living in a convenient Brandon location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $289 | $289 | $289 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,301 | $1,373 | $1,796 |
| Total Monthly Payment | $1,665 | $1,737 | $2,160 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.