Lovely single-family Cape Cod in the Frederick Shores section that boasts its own Private Beach! Meticulously kept home, ready to move in! Docking rights. Long Island Yacht Club memberships and amenity opportunities. Boaters and Garden lovers- this home awaits you! Oversized one-car detached Garage with loft storage, and a 4’ X 8’ shed. Fully landscaped and fenced yard, 6-zone IG sprinklers, Low-voltage landscape lights, Organic raised flower boxes, low garden boxes, Gas Weber outdoor grill, Paver patio, Retractable Awning. This is a Sustainable, Energy-Efficient home! Tesla Solar Panels, Reverse-osmosis water filtration system, Tankless on-demand HW, Ductless A/C & Heating, 200 AMP electrical panel. Custom Mahogany railings and stairs with a catwalk. Beautiful Douglas Fir and Pine hardwood floors throughout. Stunning Field Stone Fireplace. Many upgrades, including a Granite galley kitchen, Stainless Steel Gas Range/ Oven, new high-end Fisher & Paykel French Door Refrigerator and Freezer, and Microwave. Fully renovated bathroom with polished Porcelain Tiles, Porcelain-enameled steel tub, Pebble Stone Flooring, and Farmhouse vanity. Office/ Bonus Room Loft! New ADT security system. Other amenities include Village Pool, Village Golf Course, and Tennis. Walking Distance to Argyle Park, LIRR, and downtown Babylon Village shops and restaurants. EXTREMELY LOW TAXES!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$622,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $497,600 | $497,600 | $497,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.419% | 5.668% |
| Monthly Tax Payment | $665 | $665 | $665 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,943 | $3,064 | $4,033 |
| Total Monthly Payment | $3,700 | $3,821 | $4,790 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.