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Presented by
Sheila Pavao |
12424 105TH STREET, Largo, FL, 33773 | $395,900
Under contract-accepting backup offers. Welcome to 12424 105th Street, Largo FL, a move-in-ready 2-bedroom, 1-bath pool home with a bonus shower in the garage, located on a corner lot in a no flood zone and no evacuation zone—a rare find in Pinellas County.
This Largo pool home features restored terrazzo floors, newer windows, and an enclosed sunroom offering flexible living space ideal for a home office, gym, or additional family room overlooking the private backyard and pool.
Major updates include a new roof (2022), HVAC (2015), new water heater (2025), pool pump (2020), hurricane shutters, and included is a portable 8, 400-watt generator, providing comfort, efficiency, and storm preparedness.
Outside, enjoy exceptional parking with a circular driveway, plus a paver driveway and parking pad perfect for RV, boat, or extra vehicle parking—ideal for buyers needing space and flexibility. Two large storage sheds offer ample storage and can potentially be connected for electricity.
The private backyard pool makes this home perfect for entertaining and enjoying the Florida lifestyle. With its flexible layout and desirable location, this property may be suitable for short-term rental or investment use (buyer to verify zoning and local regulations).
Conveniently located next to Largo Mall, close to shopping, dining, and major roadways, and less than 6 miles to Indian Rocks Beach, this home is ideal as a primary residence, second home, or income-producing investment in the heart of Largo, Florida.
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full / 1 half
- Lot Size: 98 x 80
- Laundry: In Garage
- Year Built: 1957
- Garage: 1-car Circular Driveway, Driveway, Parking Pad
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,128
- Acreage: 0.22
- Lot Size: 98 x 80
- Est. Taxes: $5,799
- Elem. School: Fuguitt Elementary-PN
- Middle School: Osceola Middle-PN
- High School: Seminole High-PN
- Pool: Fiberglass
- Pet Policy: Yes
- Appliances: Dryer, Range, Refrigerator, Washer
- MLS#: TB8469182
- Days on Market: 7 days
- Website: https://www.raveis.com
/prop/TB8469182/12424105thstreet_largo_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Sheila PavaoSales Associate
401.742.8601
Sheila.Pavao@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12424 105TH STREET, Largo, FL, 33773
$395,900
Sheila Pavao
Sales Associate
William Raveis Real Estate
Phone: 401.742.8601
Sheila.Pavao@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $316,720 | $316,720 | $316,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $483 | $483 | $483 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,749 | $1,874 | $2,525 |
| Total Monthly Payment | $2,307 | $2,432 | $3,083 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388