8288 LAKE JAMES DRIVE, Lakeland, FL, 33810 | $399,900

Under contract-accepting backup offers. PRICED TO SELL! Discover refined, low-maintenance living in Lake James, a sought-after gated 55+ community featuring exclusively Ernie White–built homes known for their quality and craftsmanship. Residents enjoy an exceptional lifestyle with access to a clubhouse, fitness center, heated lakeside pool, walking paths, sidewalks, and a secure gated entrance. This “Hollingsworth” model home offers a thoughtfully designed split floor plan with 2 bedrooms, 2 bathrooms, and a dedicated office. From the moment you arrive, the home’s curb appeal stands out with stone accents, an impressive elevation, freshly painted exterior and driveway, and lush landscaping. Inside, a welcoming foyer opens to a beautifully detailed interior showcasing the builder’s signature touches—crown molding, tray ceilings, French doors, and custom built-ins. Stylish tile flooring, plantation shutters, upgraded fixtures, and ceiling fans enhance both form and function throughout the home. Designed with entertaining in mind, the open main living area features soaring ceilings, a formal dining space, and a generous kitchen that overlooks the family room and casual dining area. Large sliding glass doors flood the space with natural light, frame serene water views, and lead to the covered and screened rear porch—an ideal spot to unwind or host guests. The spacious primary suite serves as a private retreat, offering an oversized bedroom, a spa-inspired en-suite bathroom, and an impressive walk-in closet with custom storage. Additional highlights include intercoms, a security system, double-pane windows, an interior laundry room with sink and cabinetry, and a spotless two-car garage with epoxy flooring and built-in shelving. This move-in-ready home has been meticulously maintained and updated, including a new roof (2022), fresh exterior paint (2024), interior paint (2019), and an 18-SEER HVAC system (2019). GE Profile appliances (2022) and the washer and dryer are included. Enjoy true maintenance-free living with lawn care, landscaping, fertilization, pest control, and basic cable all included, allowing more time for relaxation, community activities, and enjoying the Central Florida lifestyle. Ideally located in Lakeland between Tampa and Orlando, Lake James offers convenient access to theme parks, beaches, dining, and entertainment. Experience the comfort, convenience, and quality of life waiting for you in Lake James.

Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Traditional
  • Year Built: 2005
  • Garage: 2-car Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,439
  • Acreage: 0.15
  • Est. Taxes: $5,032
  • HOA Fee: $1,860 Semi-Annually
  • Lot Desc: In County, Sidewalk
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: L4958821
  • Days on Market: 34 days
  • Website: https://www.raveis.com
    /prop/L4958821/8288lakejamesdrive_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/7/2026 8:17:07 PM)
Listing courtesy of Keller Williams Realty Smart   Phone: 863-577-1234

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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8288 LAKE JAMES DRIVE, Lakeland, FL, 33810

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.292% 5.628%
Monthly Tax Payment $419 $419 $419
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,842 $1,944 $2,593
Total Monthly Payment $2,336 $2,438 $3,087

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.