|
Under contract-accepting backup offers. PRICED TO SELL! Discover refined, low-maintenance living in Lake James, a sought-after gated 55+ community featuring exclusively Ernie White–built homes known for their quality and craftsmanship. Residents enjoy an exceptional lifestyle with access to a clubhouse, fitness center, heated lakeside pool, walking paths, sidewalks, and a secure gated entrance. This “Hollingsworth” model home offers a thoughtfully designed split floor plan with 2 bedrooms, 2 bathrooms, and a dedicated office. From the moment you arrive, the home’s curb appeal stands out with stone accents, an impressive elevation, freshly painted exterior and driveway, and lush landscaping. Inside, a welcoming foyer opens to a beautifully detailed interior showcasing the builder’s signature touches—crown molding, tray ceilings, French doors, and custom built-ins. Stylish tile flooring, plantation shutters, upgraded fixtures, and ceiling fans enhance both form and function throughout the home. Designed with entertaining in mind, the open main living area features soaring ceilings, a formal dining space, and a generous kitchen that overlooks the family room and casual dining area. Large sliding glass doors flood the space with natural light, frame serene water views, and lead to the covered and screened rear porch—an ideal spot to unwind or host guests. The spacious primary suite serves as a private retreat, offering an oversized bedroom, a spa-inspired en-suite bathroom, and an impressive walk-in closet with custom storage. Additional highlights include intercoms, a security system, double-pane windows, an interior laundry room with sink and cabinetry, and a spotless two-car garage with epoxy flooring and built-in shelving. This move-in-ready home has been meticulously maintained and updated, including a new roof (2022), fresh exterior paint (2024), interior paint (2019), and an 18-SEER HVAC system (2019). GE Profile appliances (2022) and the washer and dryer are included. Enjoy true maintenance-free living with lawn care, landscaping, fertilization, pest control, and basic cable all included, allowing more time for relaxation, community activities, and enjoying the Central Florida lifestyle. Ideally located in Lakeland between Tampa and Orlando, Lake James offers convenient access to theme parks, beaches, dining, and entertainment. Experience the comfort, convenience, and quality of life waiting for you in Lake James.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.628% |
| Monthly Tax Payment | $419 | $419 | $419 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,842 | $1,944 | $2,593 |
| Total Monthly Payment | $2,336 | $2,438 | $3,087 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.