9521 86TH AVENUE, #9521, Seminole, FL, 33777 | $135,000

Waterfront, Top-Floor End Unit – Fully Renovated & Move-In Ready! Welcome home to this stunning, fully updated 2-bedroom, 2-bathroom top-floor end unit in the highly sought-after Timberwoods community! Boasting 1, 250 sq. ft. of pristine living space, this condo offers the perfect blend of privacy, luxury, and maintenance-free Florida living, complete with tranquil views of the Seminole Bypass Canal right from your private, screened-in lanai. Ideal for launching a kayak or fishing right from your backyard. This is more than a home; it’s a lifestyle. Recent Upgrades The Heavy Lifting Is Done. Why worry about future repair costs? The seller has invested in major mechanical and structural upgrades so you don't have to. Enjoy total peace of mind with: Full Hurricane Impact Windows throughout for ultimate safety and energy efficiency, a brand new electrical panel ensuring modern reliability, Newer Water Heater (2022). Luxurious Interior Features: Step inside to discover a bright, open-concept floor plan elevated by gorgeous luxury vinyl plank (LVP) flooring, with no carpet anywhere. The fully updated kitchen features modern appliances, ample cabinetry, and beautiful countertops. Both bathrooms have been tastefully modernized, and high-end plantation shutters provide elegant, energy-efficient light control. Community & Convenience: As an end unit on the top floor, you’ll enjoy maximum privacy with no neighbors above you and an abundance of natural light. The unit includes a dedicated covered carport space. The Timberwoods community features a sparkling pool, tennis courts, and beautifully maintained grounds. Centrally located in Seminole, you are just minutes away from world-class Gulf beaches like Indian Rocks Beach, Indian Shores Beach, Madeira Beach, Clearwater Beach, the Pinellas Trail, Seminole City Center, and excellent dining. With all the big-ticket items already replaced and an unbeatable price, this turnkey waterfront condo is an incredible value. Schedule your private showing today!

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Cable TV, Clubhouse, Maintenance, Pickleball Court(s), Pool, Storage, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Same Floor As Condo Unit, Washer Hookup
  • Complex: TIMBERWOODS CONDO
  • Year Built: 1975
  • Approx Sq. Feet: 1,250
  • Acreage: 4
  • Est. Taxes: $2,687
  • Condo Fee: $1,148 Monthly
  • Lot Desc: Landscaped, Level, Near Golf Course, Sidewalk
  • View: Water
  • Elem. School: Starkey Elementary-PN
  • Middle School: Osceola Middle-PN
  • High School: Dixie Hollins High-PN
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: TB8436617
  • Days on Market: 153 days
  • Website: https://www.raveis.com
    /prop/TB8436617/952186thavenue_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/10/2026 3:45:15 AM)
Listing courtesy of MARK SPAIN REAL ESTATE   Phone: 855-299-7653

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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9521 86TH AVENUE, #9521, Seminole, FL, 33777

$135,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $108,000 $108,000 $108,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.873%
Monthly Tax Payment $224 $224 $224
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $639 $665 $882
Total Monthly Payment $938 $964 $1,181

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.