13 Riverside Avenue, Mastic Beach, NY, 11951 | $549,000

Waterfront living with endless potential on Poospatuck Creek, offering direct access to the Forge River and beyond. This split-level home is all about location, views, and opportunity. The upper level features an open floor plan designed to capture the water from every angle, with three sliding glass doors that open to a sprawling upper deck, perfect for entertaining, relaxing, and soaking in the scenery. Enjoy 100 feet of bulkhead and your own private dock, ideal for boating, kayaking, paddle boarding, or simply enjoying life on the water. Wake up to stunning sunrises and wind down with peaceful sunsets reflected across the creek. This setting delivers true waterfront serenity. The home offers two additional rooms with flexible use, ideal for a home office, gym, game room, or creative space. Buyers may also choose to add wardrobes to use these rooms as additional sleeping areas. The lower level includes exterior entrances, creating excellent potential for a guest suite or accessory apartment with proper permits. Whether you envision multigenerational living, rental income, or flexible work-from-home space, the layout supports a variety of possibilities This home offers a fantastic opportunity for buyers ready to bring their vision and create a custom waterfront retreat tailored to their style. With an unbeatable waterfront setting, this is a rare chance to own property with direct access to the Forge River and the Great South Bay.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 3 full
  • Style: Split Level
  • Year Built: 1972
  • Garage: 1-car
  • Heating: Baseboard, Hot Water, Oil
  • Cooling: Wall/Window Unit(s)
  • Approx Sq. Feet: 2,340
  • Acreage: 0.25
  • Est. Taxes: $12,175
  • View: Water
  • Water Front: Yes
  • Elem. School: Tangier Smith Elementary School
  • Middle School: William Paca Middle School
  • High School: William Floyd High School
  • School District: William Floyd
  • Appliances: Gas Oven
  • MLS#: 955402
  • Days on Market: 32 days
  • Website: https://www.raveis.com
    /prop/955402/13riversideavenue_masticbeach_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of EXP REALTY LLC   Phone: 888-276-0630

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

13 Riverside Avenue, Mastic Beach, NY, 11951

$549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.156% 5.609%
Monthly Tax Payment $1,015 $1,015 $1,015
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,494 $2,630 $3,560
Total Monthly Payment $3,601 $3,737 $4,667

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.