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If you have been searching for a newer home with room to spread out and a peaceful setting, this Oak Creek residence checks every box. Tucked away on a cul-de-sac street within the centrally located Oak Creek community of Wesley Chapel, and with no rear neighbors, this 4 bedroom + office, 3 bath home with a 3 car garage is the one for you! It warmly welcomes you with sidewalk-lined streets, lush landscaping, stone accents, and a covered entryway. Built in 2018, it provides peace of mind with modern construction and newer systems throughout. Inside, soaring ceilings, abundant natural light, and a flexible floor plan set an inviting tone. Near the front of the home, a private office sits behind double doors, creating a quiet and functional workspace. Just beyond, the formal living and dining rooms offer a comfortable setting for entertaining and hosting meals, while remaining open enough to feel connected without sacrificing purpose. The heart of the home is located at the rear, where the expansive kitchen opens seamlessly to the eat-in dinette and family room, allowing the chef to stay engaged with guests and daily activity. The kitchen features rich wood cabinetry, granite countertops, stainless steel appliances, pantry storage, generous prep space, and a large central island with breakfast bar seating. Sliding glass doors from the family room lead to a spacious screened porch overlooking a tranquil wooded backdrop, creating a private outdoor retreat ideal for relaxing or dining alfresco. The owner’s suite is thoughtfully split from the secondary bedrooms, offering privacy and a true retreat at the end of the day. It features a large walk-in closet and a well-appointed ensuite bath with dual granite topped sinks, vanity seating, and an oversized walk-in shower. A secondary bedroom on the opposite side of the home also enjoys added privacy with a walk-in closet and an ensuite bathroom that includes hallway access, making it well suited for guests. Bedrooms three and four are set together near the third full bathroom with a tub/shower combo, and both include plush carpeting, ceiling fans, and built-in closets. Oak Creek is a desirable community with a swimming pool, playground, dog park, basketball court, a low HOA fee, and an excellent location just minutes from the Epperson Lagoon, local shopping and dining, and major highways for easy commuting. Schedule your private showing today and experience this well designed Wesley Chapel home for yourself!!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $571 | $571 | $571 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,366 | $2,462 | $3,241 |
| Total Monthly Payment | $3,012 | $3,108 | $3,887 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.