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One or more photo(s) has been virtually staged. One or more photo(s) has been virtually staged. Beautifully renovated, maintenance-free villa located in the 55+ community of Seminole Hill Villas. High and dry - this community was unaffected by Hurricanes Milton and Helene. Ideally situated just 7 minutes from Indian Shores Beach and 4 minutes from shopping and dining including Publix, Fresh Market, HomeGoods, Talbots, Outback Steakhouse, and Miller’s Ale House. This move-in ready BLOCK condo features a covered carport, private laundry room with stackable washer/dryer hookups, abundant natural light, and brand-new luxury vinyl plank flooring throughout. The open layout includes a spacious living area and a flexible den space, ideal for a home office, guest area, or additional storage. The kitchen has been fully updated with soft-close shaker cabinetry, pull-out drawers, quartz countertops, stainless steel appliances, a gas stove, an upgraded sink with produce washing station, and a generous pantry. The bathroom features a walk-in shower with dual shower heads, modern tile, and an updated vanity. Additional interior improvements include new interior doors, brushed nickel fixtures, and a well-sized owner’s suite with a deep closet. Major system updates include HVAC (2019), water heater (2019), and a brand-new electrical panel. The roof was replaced by the HOA in 2020, and the exterior of the building was freshly painted in 2026. The $453/month HOA fee includes water, sewer, trash, cable, internet, property taxes, and full exterior coverage, including roof, exterior paint, landscaping, and exterior insurance, providing truly low-maintenance living. Seminole Hill Villas is an owner-occupied community (no rentals permitted) and offers a clubhouse, fitness room, game area, shuffleboard courts, coin laundry, outdoor clothesline, and a gated pool. NON land lease and NOT a co-op community. Move-in ready and priced to sell. Offering updated finishes, major improvements, and exceptional value just minutes from the beach.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$129,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $103,600 | $103,600 | $103,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $176 | $176 | $176 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $613 | $646 | $846 |
| Total Monthly Payment | $864 | $897 | $1,097 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.