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Presented by
William McCarry |
1153 James St, #1153, Chicopee, MA, 01022 | $245,000
RARE LARGE ONE FLOOR GARDEN CONDO! 55 + Community. Very desirable layout in this condo with TWO BEDROOMS with RENOVATED FULL BATH with walk-in shower and HALF BATH. The interior has been recently painted. Enter the condo into a nice-sized living room filled with natural light from the picture window with new luxury plank vinyl flooring. The kitchen has a charming dining area, ample cabinets, pantry closet and a laundry hook-up. All appliances to remain; including the washer & dryer, The primary bedroom is ideally located at the rear of the condo with new luxury plank vinyl flooring a vaulted ceiling, walk-in closet and private renovated bath. The second bedroom with new luxury plank vinyl flooring would also make a great den or home office. Every room includes a ceiling fan. Lovely fenced private patio space located off the kitchen. ASSIGNED PARKING SPACE NEAR THE KITCHEN AND ONE CAR DETACHED GARAGE with storage . Home warranty in place may be transferrable - buyer to verify.
Features
- Parking: 2-car, Detached, Garage Door Opener, Storage, Off Street, Assigned
- Heating: Baseboard, Natural Gas
- Cooling: Window Unit(s)
- Levels: 1
- Amenities: Shopping, Pool, Adult Community
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: First Floor, In Unit, Electric Dryer Hookup, Washer Hookup
- Complex: Ridgewood Village 55+ Community
- Year Built: 1952
- Common Charge: $326 Monthly
- Approx Sq. Feet: 1,039
- Est. Taxes: $3,331
- Adult Communities: Yes
- Pet Policy: Yes w/ Restrictions
- Appliances: Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer
- MLS#: 73471933
- Website: https://www.raveis.com
/raveis/73471933/1153jamesst_chicopee_ma?source=qrflyer
Room Information
| Type | Description |
|---|---|
| Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Laminate |
| Kitchen | Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Dining Area, Dryer Hookup - Electric, Exterior Access, Washer Hookup |
| Living Room | Ceiling Fan(s), Closet, Flooring - Laminate, Window(s) - Picture, Exterior Access |
| Master Bedroom | Bathroom - 3/4, Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s), Flooring - Laminate |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
William McCarrySales Associate
413.537.7038
William.McCarry@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Andrew van DykVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 23716
781.490.5670
Andrew.vanDyk@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Nicole DelaneyInsurance Sales Director, William Raveis Insurance
781.724.3515
Nicole.Delaney@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1153 James St, #1153, Chicopee, MA, 01022
$245,000
William McCarry
Sales Associate
William Raveis Real Estate
Phone: 413.537.7038
William.McCarry@raveis.com
Andrew van Dyk
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 781.490.5670
Andrew.vanDyk@raveis.com
NMLS Mortgage Loan Originator ID 23716
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $196,000 | $196,000 | $196,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.149% | 6.144% | 5.522% |
| Monthly Tax Payment | $278 | $278 | $278 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,098 | $1,174 | $1,576 |
| Total Monthly Payment | $1,451 | $1,527 | $1,929 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630