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29. 4 Sunset Trail, Franklin, NY 13775 — 9 Acres of Solitude, Wildlife, and Possibility. At the very end of a rugged private dirt road in Delaware County, you'll find a quiet circle in the grass—untouched, undisturbed, and waiting for the right kind of buyer. Welcome to Lot 29. 4 Sunset Trail, a 9-acre parcel of raw land where nature does most of the talking. If you’ve been searching for your own upstate escape, a quiet place to hunt, or an off-grid retreat spot with true seclusion, this property could be your match. Tucked away on a trail that sees more deer than people, this parcel is being offered as hunting land, though its appeal extends far beyond. Hunters will appreciate the location—surrounded by similar parcels, the land sees minimal human traffic. There are signs of wildlife throughout, from deer trails to the occasional fox or turkey. As you reach the end of Sunset Trail, the land opens up with a grassy circular area, naturally formed over time. This quiet turnaround spot gives you a flat, usable space to park a camper, pitch a tent, or just gear up before heading into the woods. It’s rustic and functional, without any frills—and that’s exactly how it should be. The property itself is heavily wooded, a mix of hardwoods and softwoods typical of the Catskills region. The terrain is varied but manageable, offering natural elevation changes and a mix of open understory and denser patches of brush. Whether you're bow hunting or looking to hike and explore, there’s plenty of room to roam. You won’t find utilities here, but that’s part of the appeal—no wires, no close neighbors, no distractions. Located just outside the quaint village of Franklin and only a short drive to Oneonta or Delhi, this parcel provides a true escape while still keeping you within reach of modern amenities. Sunset Trail is a seasonal road—not town-maintained—reinforcing the off-grid nature of this opportunity. Four-wheel drive is recommended during wet or winter months, but that’s the price of privacy in this part of upstate New York. Thinking longer-term? There’s potential here beyond just recreation. With town approval, a buyer might explore future development or cabin construction. For now, it’s an open canvas for hunters, naturalists, weekend campers, or anyone seeking a piece of undisturbed land in the foothills of the Catskills. 29. 4 Sunset Trail is more than land. It’s a place to unplug, to breathe, and to connect with nature. Whether you’re tracking wildlife, stargazing at night, or just taking a break from the chaos of modern life, this 9-acre retreat offers the rare kind of stillness that can’t be bought in suburbia.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $39,600 | $39,600 | $39,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.557% | 5.990% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $237 | $247 | $326 |
| Total Monthly Payment | $312 | $322 | $401 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.