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Remarkable home on a quiet cul-de-sac in exclusive Lake Ridge One enclave of 19 homes. This spacious 3, 425 sq ft two-story residence sits on a 15, 000 sq ft lot with private water views and updated outdoor setting. Built in 1998, the home features 2025 roof with gutters, accordion hurricane protection (panels only on patio doors), and freshly painted exterior (2024). The screened patio, updated 2025, opens to a heated pool with paver deck and Diamond Brite finish (2023)—ideal for entertaining. Inside are five bedrooms + office and loft, four baths renovated with upscale fixtures and quartz countertops, and three-car garage. A first-floor bedroom with renovated cabana bath adds flexibility. The living room offers two-story ceilings, crown moldings, and stone floors on the main level, with wood flooring throughout bedrooms, loft, and staircase. The kitchen features white shaker cabinetry, center island, granite countertops, and stainless appliances including Thermador refrigerator, wall oven, convection microwave, downdraft vented cooktop, wine cooler and custom kitchen pantry. All closets are built out, and the laundry room includes newer cabinetry, countertops, and LG washer and dryer. Additional highlights include 2 A/C systems approx. 5 years old, water softener/filter, central vacuum, surround sound, Ring security, water heater (2 years old), and ADT alarm. The primary bath offers vessel tub, Moen smart shower, porcelain floors, and decorator lighting and window treatments.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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| Loan Amount | $1,519,200 | $1,519,200 | $1,519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.750% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 5.858% | 5.806% |
| Monthly Tax Payment | $1,387 | $1,387 | $1,387 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,389 | $8,866 | $12,514 |
| Total Monthly Payment | $9,901 | $10,378 | $14,026 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.