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Presented by
Sheryl Doherty |
Built brand-new in 2025, this charming single-story home is truly move-in ready and designed for easy, comfortable living. Offering 3 bedrooms and 2 full bathrooms, the home sits on a premium pond lot with no house directly behind, and added privacy on the right side and wooded views. This creates an open and private feeling. The interior is finished and ready from day one, featuring two-tone paint and blinds throughout. The spacious primary suite including bathroom, closet, and hallway are designed with extra-wide 3-foot doorways, providing excellent accessibility and flexibility for long-term living. This pet-free home has been well cared for and requires no additional upgrades. Existing highlights already in place include a tankless hot water heater, whole-housewater filtration system, gutters, and storm doors on both the front and back doors, items that are often additional charges onto the base price you would need to pay extra for in new construction, but included and done on this house! The fenced backyard with patio offers a private outdoor retreat, while the 2-car garage is finished with an epoxy floor, fully insulated walls, and fresh paint. Ongoing interior and exterior pest control service is already established, and multiple builder warranties remain active. Notable upgrades already completed include a fenced yard at a cost of $4, 600, a whole-house water filtration system at $3, 000, and an epoxy garage floor at $2, 500 saving the buyer time, money, and the hassle of post-closing projects. This move in ready home also makes an excellent 'lock it and leave it' house for part time occupancy, or full time living with a flexible travel lifestyle. Convenient to everything downtown Summerville offers and Dorchester District 2 Schools. No flood insurance currently required. Clean and easy to show, this home checks a lot of boxes and sits on an incredible lot! Neighborhood amenities include pool with neighborhood trail access without getting on the main road, pickleball courts, play ground, fire pit, and corn hole. Update-- HOA has removed the concrete drop area next to 1033 and plans are to sod this area and put some palm trees in to finalize the HOA space adjacent to the home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,900
Luxury Properties Specialist
William Raveis Real Estate
Phone: 978.852.9640
Sheryl.Doherty@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,920 | $311,920 | $311,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,820 | $1,895 | $2,528 |
| Total Monthly Payment | $1,895 | $1,970 | $2,603 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.