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Fantastic hard to find private lot, premium views and upgrades! Built brand-new in 2025, this charming single-story home is truly move-in ready, designed for easy, comfortable living, and conveniently located just 3. 4 miles from Ashley Ridge School in Summerville! Offering 3 bedrooms and 2 full bathrooms, the home sits on a spectacular premium pond lot with no house directly behind, and part of the HOA owned property on the right side with wooded views, a feature hard to in new builds. Location & Privacy! This creates an open and private feeling at home. The interior is finished and ready to move right in, featuring two-tone paint and blinds throughout. The spacious primary suite including bathroom, closet, and hallway are designed with extra-wide 3-foot doorways, providing excellentaccessibility and flexibility for long-term living. This pet-free home has been well cared for and requires no additional upgrades. Existing highlights already in place include a whole house water filtration system, gutters, and storm doors on both the front and back doors, items that are often additional charges onto the base price you would need to pay extra for in new construction, but included and done on this house! The fenced backyard with patio offers a private outdoor retreat, while the 2-car garage is finished with an epoxy floor, fully insulated walls, and fresh paint. Ongoing interior and exterior pest control service is already established, and multiple builder warranties remain active. Notable upgrades already completed include a fenced yard at a cost of $4, 600, a whole-house water filtration system at $3, 000, and an epoxy garage floor at $2, 500 saving the buyer time, money, and the hassle of post-closing projects. This move in ready home also makes an excellent 'lock it and leave it' house for part time occupancy, or full time living with a flexible travel lifestyle. Convenient to everything downtown Summerville offers and Dorchester District 2 Schools. No flood insurance currently required. Clean and easy to show, this home checks a lot of boxes and sits on an incredible lot! Neighborhood amenities include pool with neighborhood trail access without getting on the main road, pickleball courts, play ground, fire pit, and corn hole. Update-- HOA has removed the concrete drop area next to 1033 and plans are to sod this area and put some palm trees in to finalize the HOA space adjacent to the home.
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Our Executive Mortgage Banker:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,822 | $1,922 | $2,537 |
| Total Monthly Payment | $1,897 | $1,997 | $2,612 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.