10544 POUGHKEEPSIE CIRCLE, Port Charlotte, FL, 33981 | $1,350,000

Where your backyard is the water and your garage can hold your vacation home on wheels! This isn’t your typical waterfront home—this one is made for boaters, RV owners, and toy collectors. The property offers deep water access (no bridges) to Port Charlotte’s boating destinations and open water, substantial garage capacity, and a layout suited for buyers who need space for vehicles, equipment, and family/guests. Situated on a tip lot just under half an acre, the property offers 168 feet of deep waterfront on a wide canal with no bridges, complete with a composite dock with water, electric, and a 10, 000-lb boat lift. With a garage built to match your lifestyle and room to entertain or unwind by the water, this is waterfront living done the right way. Starting with the 1, 298 sq ft RV-capable garage featuring a 14x16 RV door (13’ 8. 5” clearance), 41. 2 ft in length, a 50-amp RV outlet, pre-wired generator connection, epoxy floor, and interior paint updated in 2025, the property also includes a long brick-paver driveway that provides additional space for vehicle and trailer parking. Inside, the home features an open layout with high ceilings and water views visible from several rooms. The main floor includes three bedrooms—the primary suite and two guest bedrooms with baths—along with a private office, two separate living areas, and a dining space suited for both daily living and entertaining. Custom millwork is featured throughout the home, adding detail and definition to the living areas. The family room includes a built-in wet bar, providing added convenience for gatherings and everyday use. The kitchen serves as a central workspace and gathering area, offering soft-close cabinetry, a large granite island, a custom walk-in pantry, built-in oven, microwave, warming drawer, smooth-top five-burner range, custom hood and stone backsplash. Upstairs, a second primary suite offers additional privacy and flexibility, complete with a bedroom, full bathroom with walk-in shower, kitchenette, living area, and a private balcony overlooking the water—ideal for guests or multigenerational living. The home opens to a backyard designed for both relaxation and entertaining. Outdoor living includes a heated swimming pool with spa, a covered seating area with fireplace, and paver walkways that provide easy access around the yard. Recent updates include impact windows and doors installed in 2023, a tile roof completed in 2022 with additional tiles available, interior and exterior paint 2023, and pool heater 2024. Special features include a whole-house powered attic ventilation fan and a central vacuum system. Schedule your appointment to view this unique home offering superior waterfront access and a full size RV garage.

Features

  • Amenities: Playground
  • Rooms: 10
  • Bedrooms: 4
  • Baths: 4 full
  • Lot Size: 60 x 155 x 168 x 150
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Florida
  • Year Built: 2007
  • Garage: 4-car Boat, Driveway, Garage Door Opener, Oversized, RV Garage, RV Parking, Tandem
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,558
  • Acreage: 0.42
  • Lot Size: 60 x 155 x 168 x 150
  • Est. Taxes: $4,156
  • HOA Fee: $120 Annually
  • Lot Desc: Flood Insurance Required, Landscaped, Sidewalk, Tip Lot
  • View: Water
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure, Tile
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
  • MLS#: TB8468035
  • Days on Market: 34 days
  • Website: https://www.raveis.com
    /eprop/TB8468035/10544poughkeepsiecircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/9/2026 5:47:06 PM)
Listing courtesy of FLORIDA EXECUTIVE REALTY 2   Phone: 813-832-5400

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NMLS Mortgage Loan Originator ID 16953

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10544 POUGHKEEPSIE CIRCLE, Port Charlotte, FL, 33981

$1,350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,080,000 $1,080,000 $1,080,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.202% 6.121% 6.011%
Monthly Tax Payment $346 $346 $346
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,217 $6,475 $8,968
Total Monthly Payment $6,688 $6,946 $9,439

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.