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St. Thomas II floor plan built by Lennar Homes is a 2-story townhome with 3 bedrooms, 2. 5 baths, a loft, and a 1-car garage, plus a covered front porch and a covered rear patio. It’s designed for open living downstairs and private sleeping spaces upstairs. A practical, modern layout: open entertaining space + outdoor patio downstairs, and upstairs you get a true primary suite, two secondary bedrooms, plus a bonus loft that adds flexibility without needing a bigger footprint.
Level 1 (Main living + garage)
Covered Porch ? Foyer entry at the front. 1-Car Garage off the foyer area: 12' x 19' (direct access into the home). Powder room (half bath) tucked near the stairs—perfect for guests. The main space is very open: Living Room is centered as the main gathering area, Kitchen with a peninsula/breakfast bar seating facing the living room, Dining Room: is positioned to the right side, open to the living room. Large Covered Patio at the rear, accessed from the main living area—nice for grilling or a small outdoor lounge setup.
Level 2 (Bedrooms + loft)
Stairs bring you up to a Loft and size is great for a desk/home office, or extra lounge, Owner’s Suite: 13' x 16' (largest bedroom) with Walk-in closet and Primary bath attached (vanity + toilet + shower). Split floor plan with two bedrooms across primary bedroom and second bath room (full bath) in the hall serves Bedrooms 2 & 3. Laundry room is upstairs (super convenient—no hauling baskets up/down).
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $215,920 | $215,920 | $215,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $256 | $256 | $256 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,209 | $1,293 | $1,736 |
| Total Monthly Payment | $1,540 | $1,624 | $2,067 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.