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Under contract-accepting backup offers. 5316 Hogan Lane Winter Haven, Florida 33884 is a well maintained 2 bedroom 2 bath CARIBBEAN floor plan home and is the ideal "snowbird" home. NO CARPET in this HOME. Built in 2013 with over 1, 300 sq. ft. this home offers beautiful landscape with irrigation system, a paver drive and expanded walk way to the front entry. The covered front entry with decorative railing is the perfect place to display potted plants and outdoor wall art. The welcoming foyer gets an abundance of natural light thru the side lights on the solid front door, eyebrow glass above the front door and glass storm door with screen option. The architectural design of this home offers majestic cathedral ceilings in the central living area. The living room with wood flooring has triple sliders that open to the enclosed lanai/Florida room. The Florida room with tile flooring has acrylic slider removable windows and screens, manual roll down shades, and a fan with light. Just outside the Florida room is a large covered and screened lanai with tile flooring. It's the perfect gathering spot for friends and family. A concrete pad is directly off the covered/screened lanai. The kitchen and dining area are on the left side of the home and are accessible from the 2 car garage. The kitchen has a breakfast bar, lots of counter space, tile backsplash, closet pantry, pendant lighting and space for a small desk. A Glass Block window accentuates the dining area and a window provides an abundance of natural light into the space. Access to the attached 2 car garage from the kitchen. The garage has an opener, storage cabs and wash tub. The guest bedroom, guest bath and primary suite are located on the right side of the home. The guest suite is at the front of the home and a pocket door offers privacy for your guests. The guest bedroom has a fan with light and a built in closet. The guest bath has a comfort height vanity, granite counter top and a shower/tub combo with tile. A linen closet is located in the hallway between the guest bedroom and guest bath. At the back of the home is the primary suite with wood flooring. The large primary bedroom has a ceiling fan with light and a door provides privacy to the primary bath area. The hallway that connects the primary bedroom to the primary bath is where the two walk-in closets are located. The primary bath has a walk in shower with ceramic tile, an elevated vanity with a bank of drawers and cabinets and granite counter top, and a window allows natural light into the room. A water softener (new water softener to be installed soon) will convey with the sale of this home. Exterior of Home to be Painted in February. Lake Ashton is an Exclusive 55+ community with resort style amenities and activities. Residents enjoy a Main Clubhouse with Restaurant (Charm City), Grand Ballroom, Movie Theater, Card Room, Media Room, Craft Room, Bowling Lanes, Fitness Center, Outdoor Heated Pool, Bocce Courts, Pavilion with Gas Grills, Shuffleboard Courts, Tennis Courts. There is also a Health and Fitness Center with large indoor pool, indoor 1/2 court basketball, indoor full court racquetball, multi-purpose room, card room, billiards, craft room, fitness center with sauna, outdoor Jacuzzi's, pickleball courts and tennis court. Residents enjoy planned activities, day trips, entertainment series, trivia, bingo, holiday events and MORE. Don't miss out on the opportunity to live in Lake Ashton, Central Florida's premier 55+ retirement community.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $231,200 | $231,200 | $231,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.609% |
| Monthly Tax Payment | $344 | $344 | $344 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,313 | $1,385 | $1,874 |
| Total Monthly Payment | $1,732 | $1,804 | $2,293 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.