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Water lovers, this one is for you! Imagine waking up to a breathtaking waterfront view & hopping into your boat to explore beautiful, expansive Lake Monroe & the St Johns River whenever you feel like it! Truly unique, this Key-West style beauty is front row to a natural paradise & just minutes to the plethora of Sanford's & Lake Mary's shopping and dining! This is located in a wonderful smaller gated community with an amazing waterfront complex including a resort-like pool, river-front lounge deck, cabana, playground. HOA fee includes lawn maintenance & assigned boat slip with exclusive usage rights! Deeded as a condo, this is a detached single-family home with the privacy, space & view that you'd expect. This remarkable home has had many recent renovations, including an updated kitchen, baths, tankless hot water heater, interior paint, flooring & baseboards throughout! The elevated design of the home offers peace of mind as well as an incredible storage area underneath the living space at ground level for all of your fishing & water sports gear, including a huge 25 x 12 storage room! (not included in the square footage noted in the living space) Entering into the foyer, you'll appreciate the soaring ceilings and floor-to-ceiling fireplace with panoramic views from the great room and dining room. The home features plantation shutters and stylish, luxury high-quality vinyl plank flooring throughout and has recently been completely repainted with a neutral color throughout the interior. Preparing meals will be a delight with the captivating views from the gorgeous, updated kitchen! The fully equipped kitchen has been recently modernized, and updates include new quartz counters, built-in wine fridge, both sinks, disposal, fixtures & hardware. The kitchen also features a built-in oven & convection oven, cooktop, preparation island with a veggie sink & a roomy breakfast bar with pendant lighting that opens to the comfortable living room. On the second floor, you'll find two very generously sized secondary bedrooms with large walk-in closets. The secondary bath includes a new shower, toilet, quartz countertop, fixtures and flooring. Up the stairs on the third floor is the owner's retreat. This sprawling primary has a private sitting room/work-out room. There are 3 walk-in closets for all your accoutrements, including an expansive one that features its own built-in desk. Relax in the spa-like primary bath including an all new walk-in shower with stylish lighting effects, multiple jets, quartz counters, dual sinks with new fixtures, flooring & a new toilet. The main highlight of this home is the spectacular area in the back! Spend your evenings winding down in the screened-in porch with summer kitchen overlooking the water. Beyond the porch is a massive deck with room for multiple seating areas. Off the deck, there are stairs leading down to a water-front seating area and an enormous, secured storage area beneath the house. You'll find the large unfinished storage room with enough space for anything you might have & in a great location to cart things back and forth to the water. Other highlights of this home are upgraded wall insulation, all LED lights & natural gas. The community pool and amenities are just steps away! Located just over the Lk Monroe bridge & just a mile walk from wonderful Gemini Springs State Park. A hub of 3 walking/biking trails converging are right outside the gates! 2. 5 Miles to the SunRail Station!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,196 | $479,196 | $479,196 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $464 | $464 | $464 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,759 | $3,068 | $3,979 |
| Total Monthly Payment | $3,315 | $3,624 | $4,535 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.