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Welcome to this spacious home built in 2003-3 bedrooms plus BONUS ROOM with a separate entrance in the heart of Port Charlotte. The open split floor plan creates a bright, airy atmosphere ideal for both everyday living and entertaining. The large living room plus dining room with cathedral ceilings flows into the open, eat-in kitchen featuring a huge breakfast bar and plenty of counters and cabinets. Enter the private bonus room which could serve as a studio, den or an additional bedroom and offers flexibility for guests, a home OFFICE, or hobbies. The primary suite provides a comfortable retreat with a large walk in AND a built in closet, bump out and an ensuite bath. The private guest wing features large bedrooms and its own guest bath with a tub/shower combo, tile surround and window. Features include impact glass, tile flooring throughout, high ceilings, ceiling fans, a Manibloc plumbing system, and a security system. Major upgrades include a new roof in 2023 and solar panels installed in 2024, resulting in low electric bills. Additional highlights include a well for irrigation, a screened and tiled front entry porch, and a large lanai overlooking a generous backyard. The outdoor space is a true Florida oasis, boasting mature Fla mango, sapodilla, Valencia Pride mango, sugar apple, lychee, ackee, coconut palm, plumeria, and night-blooming cactus. Enjoy outdoor living with a private lanai perfect for relaxing or dining al fresco. A large storage shed provides ample space for gardening tools and equipment. This home offers exceptional value, functionality, and Florida lifestyle living. The home presents an excellent opportunity to add value while enjoying a newer home and a functional floor plan. Close to restaurants, churches, schools, shopping, Major League Baseball Spring training stadium, golf and 25 minutes to beautiful area beaches! Great for a winter retreat or year round living. Make this your home today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $256,000 | $256,000 | $256,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.304% | 5.628% |
| Monthly Tax Payment | $138 | $138 | $138 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,474 | $1,555 | $2,075 |
| Total Monthly Payment | $1,687 | $1,768 | $2,288 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.