120 12TH AVENUE E, Palmetto, FL, 34221 | $1,875,000

**Waterfront Paradise Awaits in Coveted Palmetto Location**

Discover the lifestyle you've been dreaming of in this stunning five-bedroom, four-bathroom residence that seamlessly blends indoor luxury with outdoor living at its finest. Nestled along the picturesque Manatee River, this expansive home offers breathtaking waterfront views that will make every morning feel like a vacation.

Step inside to find a thoughtfully updated interior spanning over 3, 500 square feet of living space. The refreshed kitchen, beautifully renovated bathrooms, and inviting family room showcase meticulous attention to detail. New flooring flows throughout, while elegant window shutters, modern ceiling fans, and stylish light fixtures create an atmosphere of refined comfort. A decorative fireplace adds character to your gatherings, and fresh paint throughout gives everything a crisp, move-in-ready feel.

The outdoor spaces truly steal the show here. Your private oasis features a gleaming marble pool deck, a fully-equipped outdoor kitchen perfect for entertaining, and not one but two lanais—all connected by a whole-house speaker system for effortless ambiance. The newly designed circular driveway and professional lighting elevate the curb appeal to impressive heights.

Practical features abound, including a climate-controlled three-car garage and a powerful whole-house generator for peace of mind during Florida's unpredictable weather. Water enthusiasts will appreciate the option to purchase a sixty-five-foot boat slip separately.

The neighborhood places you moments from Riviera Dunes Marina and the Bradenton Area Convention Center, offering endless entertainment and recreation options.

Your waterfront retreat awaits—schedule your private showing today!
Chandelier above breakfast table is excluded from sale.

Features

  • Rooms: 15
  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Mediterranean
  • Year Built: 2007
  • Garage: 3-car Circular Driveway, Garage Door Opener, Oversized
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Humidity Control, Zoned
  • Approx Sq. Feet: 3,516
  • Acreage: 0.25
  • Est. Taxes: $14,166
  • HOA Fee: $490 Quarterly
  • Lot Desc: Flood Insurance Required, City Lot, Landscaped, Near Marina, Sidewalk, Street Dead-End
  • View: Water
  • Elem. School: James Tillman Elementary
  • Middle School: Lincoln Middle
  • High School: Palmetto High
  • Pool: Auto Cleaner, Fiber Optic Lighting, Gunite, Heated, In Ground, Lighting, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Kitchen Reverse Osmosis System, Microwave, Range Hood, Refrigerator, Washer, Wine Refrigerator
  • MLS#: A4679710
  • Days on Market: 20 days
  • Website: https://www.raveis.com
    /eprop/A4679710/12012thavenuee_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/3/2026 7:32:08 AM)
Listing courtesy of OPPORTUNITY REAL ESTATE LLC   Phone: 941-270-0605

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

120 12TH AVENUE E, Palmetto, FL, 34221

$1,875,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,500,000 $1,500,000 $1,500,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.750% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.069% 5.858% 5.787%
Monthly Tax Payment $1,181 $1,181 $1,181
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,283 $8,754 $12,356
Total Monthly Payment $9,588 $10,059 $13,661

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.