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This spacious all concrete block construction townhome was built in 2023 and has only been gently lived in. It is centrally located in the heart of Port Orange with convenient access to the beach, highway and all major facilities such as universities or hospitals. The community has a beautiful waterfront gazebo, playground and a scenic walkway for walking your dog or jogging. This spacious townhome features 3 bedrooms and 2. 5 baths. An open large family room accompanied by a powder room overlooks a private deck patio facing the peaceful greeneries offers great privacy. The open kitchen has a large granite island and upgraded sleek stainless steel appliances. The dining area over looks the private back deck. There is a spacious pantry and nearly new washer and dryer. 3 bedrooms and 2 bathrooms upstairs. The primary bathroom has double bowl vanity with granite vanity top and spacious shower space. Very large primary bedroom has double windows for great natural light, it also has a large walk-in closet. 2 guest bedrooms share a full size bathroom featuring granite countertops. The HOA is one of the lowest in the area. THIS NEARLY NEW HOME IN A NO FLOOD AREA IS PRICED WAY BELOW THE MARKET. COME TAKE A LOOK. YOU WILL LOVE IT.
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Our Executive Mortgage Banker:
Our Insurance Division:
$269,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $215,840 | $215,840 | $215,840 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $289 | $289 | $289 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,293 | $1,347 | $1,778 |
| Total Monthly Payment | $1,657 | $1,711 | $2,142 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.