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Welcome to your Florida waterfront retreat at 946 Messina Drive in Punta Gorda Isles, where coastal living meets exceptional value and convenience. This 3-bedroom, 2-bath home with a desirable split floor plan offers a fantastic opportunity to enjoy the best of Southwest Florida’s boating and outdoor lifestyle while adding your own personal touches. Perfectly positioned on a power boat canal just minutes to open water, this property is a dream for boating enthusiasts. The private dock and 10, 000 lb boat lift make it easy to head out for a day on Charlotte Harbor or the Gulf with minimal travel time. The 60-foot dock with electric and water is complemented by a city-maintained seawall, adding long-term peace of mind and outstanding functionality for serious boaters and waterfront entertaining. Inside, the home features a bright, open layout designed for comfortable everyday living and effortless entertaining. The split floor plan enhances privacy for owners and guests alike. Recent improvements offer additional peace of mind, including a new metal roof (2023), newer pool pump, and heater , new air conditioning (2020), and new water heater (2022). Enjoy hurricane protection with impact windows and Storm Smart shutters, providing enhanced safety, storm resistance, improved energy efficiency, and noise reduction—helping keep the interior comfortable and secure year-round. The home has not experienced flooding during recent storms, offering added confidence in its location and construction. Step outside to your private backyard oasis, featuring a large covered lanai area and a sparkling heated pool, perfect for year-round relaxation and entertaining after a day on the water. Located just minutes from Fishermen’s Village and historic downtown Punta Gorda, you’ll enjoy weekly Farmer’s Markets, waterfront dining, boutique shopping, and vibrant community activities—all close to home. Offering outstanding value for a powerboat-access waterfront property in Punta Gorda Isles, this home is a rare opportunity to secure your place in one of the area’s most desirable boating communities. Furniture is negotiable under separate contact. All specifications and dimensions are deemed to be accurate and should verified by the buyer or buyer's agent.
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Our Executive Mortgage Banker:
Our Insurance Division:
$579,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $463,200 | $463,200 | $463,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $463 | $463 | $463 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,558 | $2,740 | $3,693 |
| Total Monthly Payment | $3,113 | $3,295 | $4,248 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.