946 MESSINA DR, Punta Gorda, FL, 33950 | $579,000

Welcome to your Florida waterfront retreat at 946 Messina Drive in Punta Gorda Isles, where coastal living meets exceptional value and convenience. This 3-bedroom, 2-bath home with a desirable split floor plan offers a fantastic opportunity to enjoy the best of Southwest Florida’s boating and outdoor lifestyle while adding your own personal touches. Perfectly positioned on a power boat canal just minutes to open water, this property is a dream for boating enthusiasts. The private dock and 10, 000 lb boat lift make it easy to head out for a day on Charlotte Harbor or the Gulf with minimal travel time. The 60-foot dock with electric and water is complemented by a city-maintained seawall, adding long-term peace of mind and outstanding functionality for serious boaters and waterfront entertaining. Inside, the home features a bright, open layout designed for comfortable everyday living and effortless entertaining. The split floor plan enhances privacy for owners and guests alike. Recent improvements offer additional peace of mind, including a new metal roof (2023), newer pool pump, and heater , new air conditioning (2020), and new water heater (2022). Enjoy hurricane protection with impact windows and Storm Smart shutters, providing enhanced safety, storm resistance, improved energy efficiency, and noise reduction—helping keep the interior comfortable and secure year-round. The home has not experienced flooding during recent storms, offering added confidence in its location and construction. Step outside to your private backyard oasis, featuring a large covered lanai area and a sparkling heated pool, perfect for year-round relaxation and entertaining after a day on the water. Located just minutes from Fishermen’s Village and historic downtown Punta Gorda, you’ll enjoy weekly Farmer’s Markets, waterfront dining, boutique shopping, and vibrant community activities—all close to home. Offering outstanding value for a powerboat-access waterfront property in Punta Gorda Isles, this home is a rare opportunity to secure your place in one of the area’s most desirable boating communities. Furniture is negotiable under separate contact. All specifications and dimensions are deemed to be accurate and should verified by the buyer or buyer's agent.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 85 x 120
  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
  • Year Built: 1978
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,082
  • Acreage: 0.23
  • Lot Size: 85 x 120
  • Est. Taxes: $5,557
  • Lot Desc: Cul-De-Sac, FloodZone
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7520658
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /prop/C7520658/946messinadr_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/27/2026 6:47:06 PM)
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE   Phone: 941-637-6116

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

946 MESSINA DR, Punta Gorda, FL, 33950

$579,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $463,200 $463,200 $463,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $463 $463 $463
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,558 $2,740 $3,693
Total Monthly Payment $3,113 $3,295 $4,248

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.