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Welcome to easy, resort-style living in this well-maintained 55+ co-op community. This fourth-floor water-view co-op unit offers a comfortable and functional layout featuring a deluxe one-bedroom, one-bath residence with a spacious living room ideal for both relaxing and entertaining.
The bedroom provides direct access to a large private lanai overlooking a serene pond and fountain—an ideal setting to enjoy morning coffee or evening sunsets while observing local wildlife, including ducks and turtles. Walking paths throughout the community wind through beautifully landscaped grounds, enhancing the peaceful, park-like setting.
The co-op community offers distinct benefits to the owners, including very low property tax bills, (just $86. 58 in 2025) because the co-op is responsible for the overall property tax bills, which are factored into the monthly HOA maintenance fee. Seminole Gardens provides an impressive array of amenities designed for active and social living, including individually controlled air conditioning, a heated pool maintained at 85 degrees year-round, the Peacock Center with seating for up to 372, a library with three billiards tables, shuffleboard courts, and two beautiful lakes connected by a canal. Community bus transportation adds convenience, and the location is close to restaurants, shopping, and just minutes from the beach.
Notable updates include a hot water heater replaced in 2021 and an HVAC system installed in 2015. This is an excellent opportunity to enjoy low-maintenance living in a vibrant, well-established 55+ community.
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Our Executive Mortgage Banker:
Our Insurance Division:
$89,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $71,920 | $71,920 | $71,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $7 | $7 | $7 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $397 | $425 | $573 |
| Total Monthly Payment | $479 | $507 | $655 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.