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Welcome to this thoughtfully updated Punta Gorda home where smart improvements, outdoor enjoyment, and peace of mind come together. Set on a beautifully landscaped lot, this property offers a blend of functional upgrades and inviting spaces designed for Florida living.
Major systems have been carefully maintained, including a new water heater installed in 2025 and a new well water pump and water softener added in 2024, conveniently housed inside a dedicated shed for protection and longevity. A durable metal roof installed in 2016 adds long-term value and insurance appeal.
Inside, you will find updated fixtures and ceiling fans throughout, along with new smoke detectors for added safety. The home features a large Florida room/sunroom that expands the living space and a spacious screened lanai complete with a utility sink, making it ideal for entertaining or everyday relaxation.
Outdoor features truly set this property apart. Enjoy evenings around the backyard fire pit, enhanced by all-new landscaping and outdoor lighting. A gravel parking area with an awning provides flexible space for additional vehicles, golf carts, or shaded seating. The retaining wall along the driveway adds both curb appeal and functionality.
Nature lovers will appreciate the dock overlooking a peaceful pond, installed in 2019, offering a serene setting to unwind and enjoy the surroundings.
Located in Punta Gorda with convenient access to local amenities, this home reflects pride of ownership and offers a move-in-ready opportunity with meaningful upgrades already completed.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$315,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $252,000 | $252,000 | $252,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.149% | 6.144% | 5.522% |
| Monthly Tax Payment | $204 | $204 | $204 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,411 | $1,509 | $2,026 |
| Total Monthly Payment | $1,690 | $1,788 | $2,305 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.